Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

While the quarter was a miss, it was management's 2022 outlook that crushed the stock after hours Tuesday evening.

Cramer's Investing Club: PayPal earnings disappoint, putting management's credibility on the line

PayPal Holdings, Inc. (PYPL) CEO Dan Schulman on Q4 2021 Results - Earnings Call Transcript

Paypal (PYPL) delivered earnings and revenue surprises of -0.89% and 0.56%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Paypal (PYPL) Lags Q4 Earnings Estimates

Advanced Micro Devices

General Motors

Alphabet

Starbucks

While Alphabet, AMD and GM all surpassed expectations, weak earnings at SBUX and lower guidance at PayPal are causing sell-offs.

Big Earnings Beats for GOOGL, AMD, GM; Misses for PYPL and SBUX

The payments company's shares were sliding after its most recent disappointment.

PayPal Stock Sinks as Earnings Miss, Guidance Lowered

Upstart Holdings

Dutch Bros

Upstart, Dutch Bros, Starbucks and PayPal were our top stock trades for tomorrow. Here is a look at how their charts are setting up now.

4 Top Stock Trades for Wednesday: UPST, BROS, SBUX, PYPL

Paypal Holdings Inc (NASDAQ:PYPL) shares are trading lower by 11% at $156.00 in Tuesday's after-hours session after the company reported worse-than-expected fourth-quarter EPS results. PayPal reported quarterly earnings of $1.11 per share, which missed the analyst consensus estimate of $1.12.

Why PayPal Shares Are Falling

PayPal Holdings Inc. largely matched expectations for its holiday quarter but delivered an earnings forecast that came up shy of expectations.

PayPal stock drops as eBay impacts weigh on earnings outlook

PayPal reported mixed Q4 2021 earnings Tuesday and provided guidance for the next quarter that fell short of analyst estimates.

PayPal shares fall more than 11% on weak earnings guidance

PayPal Holdings Inc on Tuesday narrowly missed Wall Street estimates for quarterly profit, as the online payments company failed to match up to its blistering pace of growth a year earlier.

PayPal profit misses estimates as growth slows

SAN JOSE, Calif., Feb. 1, 2022 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced its fourth quarter and full year 2021 results for the period ended December 31, 2021.

PayPal Reports Fourth Quarter and Full Year 2021 Results

Marathon Digital Holdings

Novavax

Pinterest

Shopify

Cheap stocks to buy that also have a robust growth visibility for the coming years. Stocks to consider in the current market correction.

7 Great Cheap Stocks to Buy for Solid Growth in 2022

PYPL stock has unraveled amid a broader fall from grace in growth stocks over the past six months. Higher interest rates and a more hawkish Fed are essentially to blame.

3 Trade Ideas for Paypal Earnings

Robinhood is still losing money. The platform reported a drop in the number of users in its most recent quarter. Is it time for the struggling online broker to consider a sale?

Should PayPal buy Robinhood?

Match Group

Shares are down double digits in 2022 and they have good earnings track records. Are these stocks deals?

5 Intriguing Earnings Charts This Week

Salesforce

Micron Technology

Netflix

Block

Twilio

Zoom Video

There's no way around it: Tech stocks have been a disaster so far this year. However, the fallout also sets up possible contrarian buys.

7 Reeling Tech Stocks to Pick Up for a Sizable Discount

JPMorgan Chase & Co

Morgan Stanley

Are these top fintech stocks a good value buy right now?

5 Top Fintech Stocks To Watch This Week

We believe PayPal is a stock that offers GARP, "growth at a reasonable price."

Cramer's Investing Club Profile: We like PayPal as much for payments as its wider fintech roadmap

After posting strong gains since mid-2020, following pandemic-inspired online transactions, PayPal Holdings, Inc. (NASDAQ:PYPL) started to decline again as economies reopened and online shopping fell. At the current $163, the price is the lowest since June 19, 2020.

PayPal at the lowest since mid-2020 – Will Q4 2021 earnings help it to recover?

U.S. equity markets opened mixed on Monday, with the Dow Jones industrials lagging and the tech-heavy Nasdaq adding about 1.5% in the early going.

Earnings Previews: Alphabet, AMD, GM, PayPal, Starbucks

PayPal's (PYPL) strengthening product and services portfolio is expected to have positively impacted fourth-quarter 2021 performance.

Will Portfolio Strength Benefit PayPal's (PYPL) Q4 Earnings?

PayPal is a solid business that is consistently expanding the already-massive user base. The current dip in PYPL stock makes it undervalued.

Undervalued PayPal Stock May Be Down but It's Not Out

PayPal is launching an extension to its Pay Later option in Germany with its Payment After 30 Days service that enables users to pay for purchases up to 1,000 euros ($1115) in 30 days without incurring any additional costs, according to a press release on Thursday (Jan. 27). The purchase amount is automatically direct debited […]

PayPal Launches Extended Pay Later Option in Germany

Amazon

This week features three of the coveted FAANG group releasing earnings reports, as well as four other industry titans in their fields. The post 7 Technology Stocks Reporting Earnings the Week of January 31 appeared first on InvestorPlace.

7 Technology Stocks Reporting Earnings the Week of January 31

PYPL stock capitulation continues and has reached compelling levels. The pandemic rally froth is ou,t leaving a healthy prognosis behind.

News for PayPal Stock (PYPL)