NMI Hlds

NMI Holdings, Inc. engages in the provision of private mortgage guaranty insurance. It focuses on long-term customer relationships, disciplined and proactive risk selection and pricing, fair and transparent claims payment practices, responsive customer service, financial strength, and profitability. The company was founded on May 19, 2011 and is headquartered in Emeryville, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

National MI reports record Q4 earnings and eyes market discipline

National MI Hlds (NMIH) reported robust financial performance in Q4 2022, marked by strong operating results and significant growth metrics. Despite potential risks in the economy and housing market for 2023, the company remains confident in its performance. National MI's focus on sustainable growth, risk assessment, and market discipline positions them well for the future.

NMI Holdings reports robust Q1 performance amidst market uncertainties

NMI Holdings Inc. (NMIH) showcased strong Q1 performance with robust NIW volumes and stable underwriting metrics.
Efficient cost management, high persistency rate, and proactive risk strategies position NMIH for future growth.
Analysts' inquiries into premium rates, reserves, and underwriting changes highlight areas for strategic focus.
Participation in upcoming conferences and market stability present growth opportunities for NMIH.

NMI Holdings reports record Q2 earnings amidst macro risk concerns

NMI Holdings, Inc. demonstrated a strong financial performance in Q2 2023, driven by robust NIW volume and record insurance-in-force, supported by efficient expense management and capital initiatives.
While macro risks pose challenges, the company's proactive risk protection measures and solid financial foundation present opportunities for sustainable growth and profitability in the mortgage insurance market.

National MI (NMIH) reports record Q3 results amid market challenges

National MI's Q3 performance showcased strong financial metrics and market positioning.
While facing challenges in a dynamic environment, the company's focus on expense management and growth opportunities is evident.
With a solid foundation and strategic initiatives in place, National MI is poised for continued success in the market.

NMI Holdings achieves record Q4 results, eyes growth opportunities

NMI Holdings reported robust financial performance in Q4 2023, driven by strong revenue growth and strategic initiatives. The company's focus on customer development, reinsurance innovation, and expense management positions it well for future growth. NMI's ability to navigate market challenges and capitalize on opportunities underscores its resilience and strategic vision.

NMI Holdings achieves record Q1 results, eyes long-term growth

NMI Holdings (NMIH) delivered strong financial performance in Q1 2024, driven by record revenue and robust return on equity.
The company's focus on stable reserve coverage, customer expansion, and proactive risk management positions it well for long-term growth.
Challenges in high LTV buckets, excess capital levels, and housing market dynamics require strategic attention for sustained success.

NMI Holdings excels in Q3 earnings, poised for growth

NMI Holdings delivered a strong Q3 performance with robust financial results and strategic risk management. Despite challenges in credit trends and market dynamics, the company showcased profitability and resilience. With a positive outlook for growth and opportunities in the MI industry, NMIH remains well-positioned for future success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NMI Holdings (NMIH) first-quarter results reflect higher premiums and net investment income, and increased persistency, which drive growth in the company's high-quality insured portfolio.

NMI Holdings (NMIH) Q1 Earnings and Revenues Beat, Rise Y/Y

NMI Holdings, Inc. (NASDAQ:NMIH ) Q1 2024 Earnings Conference Call April 30, 2024 5:00 PM ET Company Participants John Swenson - Vice President of Investor Relations & Treasury Bradley Shuster - Executive Chairman Adam Pollitzer - President & Chief Executive Officer Ravi Mallela - Chief Financial Officer Conference Call Participants Mark Hughes - Truist Mihir Bhatia - Bank of America Rick Shane - JPMorgan Doug Harter - UBS Scott Heleniak - RBC Operator Good afternoon and welcome to the NMI Holdings First Quarter 2024 Earnings Conference Call. All participants will be listen-only mode.

NMI Holdings, Inc. (NMIH) Q1 2024 Earnings Call Transcript

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

NMI Holdings (NMIH) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

EMERYVILLE, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $89.0 million, up 7% compared to $83.4 million in the fourth quarter ended December 31, 2023 and up 20% compared to $74.5 million in the first quarter ended March 31, 2023. Diluted earnings per share was $1.08, up 8% compared to $1.01 in the fourth quarter ended December 31, 2023 and up 24% compared to $0.88 in the first quarter ended March 31, 2023. Adjusted net income was also $89.0 million, or $1.08 per diluted share, compared to $83.4 million, or $1.01 per diluted share, in the fourth quarter and $74.5 million, or $0.88 per diluted share, in the first quarter of 2023.

NMI Holdings, Inc. Reports Record First Quarter 2024 Financial Results

EMERYVILLE, Calif., April 11, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its first quarter ended March 31, 2024 after the market close on Tuesday, April 30, 2024.

NMI Holdings, Inc. to Announce First Quarter 2024 Financial Results on April 30, 2024

NMI Holdings (NMIH) stock rallies on the back of new business production, growth in the capital and reinsurance markets, improved total mortgage origination volume and flexible liquidity.

NMI Holdings (NMIH) Up 41.4% in a Year: Will the Rally Last?

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

NMI Holdings (NMIH) Up 0.4% Since Last Earnings Report: Can It Continue?

Gigacloud Tech

Horace Mann Educators

In the investment arena, giant blue chips often dominate headlines. However, a quieter revolution always brews within the realm of small-cap wonders.

3 Small-Cap Wonders Set to Deliver Monumental Returns by 2026

NMI Holdings (NMIH) stands to gain from higher single-premium policy cancellations, improved investment income, increased policy pricing and prudent capital deployment.

Reasons Why Investors Should Retain NMI Holdings (NMIH) Now

Aurora Swithenbank Named Executive Vice President and Chief Financial Officer Effective May 1, 2024; Ravi Mallela to Continue to Serve as Chief Financial Officer Through Transition Period Aurora Swithenbank Named Executive Vice President and Chief Financial Officer Effective May 1, 2024; Ravi Mallela to Continue to Serve as Chief Financial Officer Through Transition Period

NMI Holdings, Inc. Announces CFO Transition

Advanced Micro Devices

Blue Bird

Salesforce

SkyWest

Super Micro Computer

In growth investing, advancements usually meet opportunity; identifying the right stocks for a high-growth portfolio requires navigating a bustling marketplace of possibilities.  Here, the stage is set for a captivating exploration of seven standout stocks.

7 Must-Buy Stocks for a Diversified High-Growth Portfolio

JPMorgan Chase & Co

Shopify

The future of the U.S. economy looks promising, reminiscent of the economic growth experienced in the mid-1990s. Recent data on productivity, boosted by advancements in artificial intelligence and the widespread adoption of hybrid work models, suggests a potential lasting boom.

3 Juggernaut Stocks for Sustained Portfolio Strength

NMI Holdings (NMIH) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

NMI Holdings (NMIH) Moves to Buy: Rationale Behind the Upgrade

NMI Holdings is a private mortgage insurer that insures Fannie Mae and Freddie Mac against default risk on home mortgage loans. The company reported strong earnings with EPS beating estimates and cash EPS increasing by 21%. NMIH's outlook is positive, with expected growth in insurance premiums earned, investment income, and stock buybacks.

Buy NMI Holdings: Home Mortgage Credit Managers Are Getting Cheap

NMI Holdings' (NMIH) fourth-quarter results reflect higher premiums and net investment income, and increased persistency, which drove growth in the company's high-quality insured portfolio.

NMI Holdings (NMIH) Q4 Earnings Beat on Higher Premiums

NMI Holdings, Inc. (NMIH) Q4 2023 Earnings Call Transcript

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended December 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, NMI Holdings (NMIH) Q4 Earnings: A Look at Key Metrics

NMI Holdings (NMIH) came out with quarterly earnings of $1.01 per share, beating the Zacks Consensus Estimate of $0.95 per share. This compares to earnings of $0.86 per share a year ago.

NMI Holdings (NMIH) Beats Q4 Earnings and Revenue Estimates

EMERYVILLE, Calif., Feb. 14, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $83.4 million, or $1.01 per diluted share, for the fourth quarter ended December 31, 2023, which compares to $84.0 million, or $1.00 per diluted share, in the third quarter ended September 30, 2023 and $72.9 million, or $0.86 per diluted share, in the fourth quarter ended December 31, 2022. Adjusted net income for the quarter was $83.4 million, or $1.01 per diluted share, which compares to $84.0 million, or $1.00 per diluted share, in the third quarter ended September 30, 2023 and $72.9 million, or $0.86 per diluted share, in the fourth quarter ended December 31, 2022.

NMI Holdings, Inc. Reports Fourth Quarter and Full Year 2023 Financial Results

Get a deeper insight into the potential performance of NMI Holdings (NMIH) for the quarter ended December 2023 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Unlocking Q4 Potential of NMI Holdings (NMIH): Exploring Wall Street Estimates for Key Metrics

EMERYVILLE, Calif., Jan. 31, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today announced that Moody's Investors Service (“Moody's”) has upgraded the insurance financial strength rating of its principal operating subsidiary, National Mortgage Insurance Corporation (“National MI”) to “A3” and upgraded the company's outstanding senior notes due June 1, 2025 to “Baa3.” Both ratings carry a stable outlook.

NMI Holdings, Inc. Receives Ratings Upgrade from Moody's Investors Service

EMERYVILLE, Calif., Jan. 19, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today announced that Fitch Ratings has assigned its principal operating subsidiary, National Mortgage Insurance Corporation (National MI), an “A-” insurer financial strength rating and assigned the company's outstanding senior notes due June 1, 2025 a “BBB+” rating. Both ratings carry a stable outlook.

NMI Holdings, Inc. Receives “A-” Insurer Financial Strength and “BBB+” Senior Debt Ratings from Fitch

EMERYVILLE, Calif., Jan. 19, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its fourth quarter ended December 31, 2023 after the market close on Wednesday, February 14, 2024.

NMI Holdings, Inc. to Announce Fourth Quarter 2023 Financial Results on February 14, 2024

Iris Energy Ltd

Pinduoduo Inc - ADR

In the labyrinth of the investment world, discovering the elusive golden tickets promising robust returns and exceptional growth is akin to uncovering encrypted puzzles. Picture this: a trio of companies standing as sentinels amid shifting market landscapes.

Next-Gen Riches: 3 Surprising Stock Picks to Boost Your $1,000 Investment

Assurant

Kinsale Capital Group

Insurers Assurant (AIZ), Kinsale Capital (KNSL) and NMI Holdings (NMIH) outperform the industry, the sector and the S&P 500 composite and look poised to retain the rally.

News for NMI Hlds Stock (NMIH)