Revenue segments as reported by the company.

Subscription

Professional services

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

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nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

nCino reports robust Q1 results, eyes international growth opportunities

nCino's Q1 performance reflects strong financials, with revenue growth and operational improvements.
The company's focus on automation, expansion of solutions, and strategic investments positions it for future growth.
While facing challenges in market pressures and debt repayment, nCino is leveraging opportunities in international markets and technology.
Overall, nCino's emphasis on efficiency, automation, and customer-centric operations drives its financial services transformation.

nCino surpasses Q2 revenue targets, eyes growth amid churn challenges

nCino's Q2 2025 performance exceeded expectations, showcasing financial strength and operational resilience.
While facing churn challenges, the company's strategic focus on efficiency, client experience enhancement, and market opportunities underpin its growth trajectory.
With a positive market outlook, nCino's emphasis on innovation, expansion, and strategic partnerships sets the stage for continued success and value creation.

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

Rapid, iterative delivery design enables credit union to quickly go-live on nCino Rapid, iterative delivery design enables credit union to quickly go-live on nCino

TCU Financial Group Digitizes Business Lending with nCino and Deloitte Canada

nCino is a first mover in cloud banking and has already captured a significant market share since its founding in 2011.

nCino Is A First Mover In Cloud Banking And Is Rapidly Carving Out A Competitive Moat

Australian non-bank corporate lender partners with Industrie&Co to assist with project delivery Australian non-bank corporate lender partners with Industrie&Co to assist with project delivery

Metrics Implements nCino to Scale Its Corporate Lending Business

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Specialist UK lender utilises cloud-based nCino Bank Operating System® to build digital bank with human touch

Cynergy Bank Implements nCino to Provide an Omnichannel and Agile Customer Experience

CrowdStrike

Unity Software

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ANGI Homeservices

C.H. Robinson Worldwide

Block

Trade Desk

The Parnassus Fund, part of San Francisco-based Parnassus Funds, disclosed this week that its top five trades during the fourth quarter of 2020 included new holdings in ANGI Homeservices Inc. (NASDAQ:ANGI) and Ncino Inc. (NASDAQ:NCNO) and position reductions in C.H. Robinson Worldwide Inc. (NASDAQ:CHRW), The Trade Desk Inc. (NASDAQ:TTD) and Square Inc. (NYSE:SQ).

Top 5 4th-Quarter Trades of Jerome Dodson's Parnassus Fund

WILMINGTON, N.C., Jan. 07, 2021 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced its participation in the following investor conference:

nCino to Present at the 23rd Annual Needham Virtual Growth Conference

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These new publicly traded companies could experience tailwinds next year.

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1 Fintech Company to Put on Your Radar

Mitsubishi UFJ Capital Co., Ltd. and SMBC Venture Capital Co., Ltd. acquire equity interests in the company Itsuki Nomura appointed general manager of nCino K.K.

nCino's Japanese Subsidiary, nCino K.K., Attracts New Investors and Names General Manager

Here's a close look at innovative fintech nCino and how investors should play the trend of tech giants leaving California.

A Deep Dive Into nCino and the Silicon Valley Tech Exodus

nCino, Inc. (NCNO) CEO Pierre Naude on Q3 2021 Results - Earnings Call Transcript

WILMINGTON, N.C., Dec. 09, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced financial results for the third quarter of fiscal year 2021, ended October 31, 2020.

nCino Reports Third Quarter Fiscal 2021 Financial Results

WILMINGTON, N.C., Dec. 07, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced its participation in the following investor conference:

nCino to Present at Barclays Global Technology, Media and Telecommunications Conference

WILMINGTON, N.C., Nov. 12, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO) will report financial results for its third quarter which ended October 31, 2020 after the market close on Wednesday, December 9, 2020. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Third Quarter Fiscal 2021 Results Conference Call

ThinCats looks to streamline lending processes and increase loan volume by moving its operations to the Cloud ThinCats looks to streamline lending processes and increase loan volume by moving its operations to the Cloud

ThinCats Improves the SME Lending Experience for Clients with nCino's Digital Banking Platform

The cloud banking software stock has seen some big swings since its IPO.

Why nCino Stock Fell 11.5% Last Month

Leading financial services company will implement the nCino Bank Operating System® to create a more streamlined and modernized digital experience for commercial clients and employees Leading financial services company will implement the nCino Bank Operating System® to create a more streamlined and modernized digital experience for commercial clients and employees

Fifth Third Bank Selects nCino to Accelerate its Digital Transformation

Barclays is utilizing the cloud-based nCino platform to digitally streamline operations Barclays is utilizing the cloud-based nCino platform to digitally streamline operations

nCino Bank Operating System® selected by Barclays

Challenger bank to leverage cloud-based platform to streamline its processes and further enhance its client value proposition for Australian SMEs Challenger bank to leverage cloud-based platform to streamline its processes and further enhance its client value proposition for Australian SMEs

Judo Bank Selects nCino to Simplify Lending Processes

WILMINGTON, N.C., Oct. 07, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO) today announced the pricing of a secondary public offering of 6,706,944 shares of common stock to be sold by certain stockholders of nCino (the “Selling Stockholders”) at a public offering price of $72 per share. The public offering was upsized from the previously announced 5,500,000 shares of common stock. In addition, certain of the Selling Stockholders have granted the underwriters a 30-day option to purchase up to an additional 1,006,041 shares (upsized from the previously announced option of up to 825,000 shares of common stock) at the public offering price less underwriting discounts and commissions. The offering is expected to close on October 13, 2020, subject to customary closing conditions.

nCino Announces Upsizing and Pricing of Secondary Offering of Common Stock

The company's shares slid as tech stocks plunged last month.

Why nCino Stock Fell 14% in September

WILMINGTON, N.C., Oct. 05, 2020 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), today announced that it has launched a secondary public offering of 5,500,000 shares of common stock to be sold by certain stockholders of nCino (the “Selling Stockholders”). In addition, certain of the Selling Stockholders are expected to grant the underwriters a 30-day option to purchase up to an additional 825,000 shares of common stock. The Company is not selling any shares and will not receive any proceeds from such offering.

nCino Announces Launch of Secondary Offering of Common Stock

Real estate finance specialist is utilising nCino’s cloud-based Bank Operating System® to deliver unparalleled broker and client lending experience

News for nCino, Inc. Stock (NCNO)