Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Compensation and benefits

Professional services

Technology

Occupancy

Depreciation and amortization

Marketing and advertising

Other operating expenses

Executive chairman long-term performance award

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Marqeta

Marqeta, Inc. engages in the creation of a digital payment technology. The firm develops a modern card issuing platform, providing infrastructure and tools for building configurable payment cards. It provides its customers issuer processor services and also acts as a card program manager. The company was founded by Jason M. Gardner in 2010 and is headquartered in Oakland, CA.

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q1 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Marqeta reports robust Q4 performance, eyes embedded finance opportunities

Marqeta's Q4 performance reflects strong growth in TPV, net revenue, and gross profit, with a focus on sustainable and profitable growth strategies.
The company's transition to embedded finance positions them well for market demand, despite challenges in sales bookings and macroeconomic uncertainties.
With a strategic focus on innovation, operational excellence, and customer satisfaction, Marqeta aims to drive growth through diverse use cases and partnerships.

Marqeta reports robust Q1 earnings, eyes growth in embedded finance

Marqeta's Q1 performance reflects strong revenue growth and operational efficiency gains, underpinned by a focus on embedded finance and cost optimization.
While challenges like achieving positive EBITDA margins and navigating regulatory changes exist, the company's diverse revenue streams and market position present growth opportunities.
By leveraging its strengths in embedded finance, diverse revenue streams, and innovative solutions, Marqeta is poised for continued growth and market leadership in the fintech space.

Marqeta reports robust Q2 performance, faces challenges in Q3

Marqeta's Q2 performance reflects strong growth in processing volume and net revenue, driven by international expansion and embedded finance deals. The company faces challenges in Q3 due to Cash App renewal impact but remains focused on sustainable growth.
Opportunities lie in diverse embedded finance use cases, platform enhancements, and strategic acquisitions. Marqeta's focus on innovation and long-term profitability positions it well for future growth and success.

Marqeta reports strong Q3 performance amidst revenue challenges

Marqeta's Q3 performance was strong despite revenue contraction, driven by increased TPV and efficiency improvements.
The company's shift towards fee-for-service models and global expansion present growth opportunities amid challenges.
Analysts are closely monitoring gross profit concentration, expense management, and revenue conversion for future performance.
Investor Day discussions on revenue mix and strategic models will shed light on the company's future direction.

Marqeta reports mixed Q4 results, eyes TPV growth in 2024

Marqeta's Q4 2023 performance showed growth in TPV but a decrease in net revenue, with a focus on operational efficiencies and product innovation.
While facing revenue contraction challenges in 2024, the company anticipates positive adjusted EBITDA in 3 out of 4 quarters, with opportunities in TPV growth and stability.
Strengths lie in bookings growth, faster program launches, and improved transaction success rates, with expansion deals driving business growth.
The company's strategic initiatives include international expansion, value-added services, and talent leverage in Poland for cost reduction.

Marqeta exceeds Q1 expectations, eyes growth in wage access

Marqeta's Q1 2024 performance was robust, with strong TPV growth and operational efficiency improvements.
While facing challenges with net revenue contraction and cost structure growth, the company is strategically positioned for sustainable profitable growth.
Opportunities in the accelerated wage access market, international expansion, and value-added services present avenues for Marqeta's continued success.

Marqeta surpasses Q2 expectations, eyes global growth and profitability

Marqeta's Q2 performance exceeded expectations, showcasing growth in revenue, TPV, and gross profit despite a negative adjusted EBITDA.
The company's strategic partnerships, certification by Visa, and focus on innovation underscore its competitive strengths and market positioning.
While challenges persist in achieving positive EBITDA margins, Marqeta's focus on efficiency and growth opportunities bode well for its future prospects.

Marqeta reports strong Q3 growth, faces Q4 challenges with regulatory delays

Marqeta's Q3 performance showcased robust growth and operational efficiency, underpinned by innovative product launches and strategic partnerships.
While facing challenges in Q4 due to regulatory hurdles, the company remains confident in its trajectory and is actively working on solutions to drive profitability and overcome obstacles.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Airbnb

MercadoLibre

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OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today announced that it will host a virtual Investor Day, with materials available via Marqeta's Investor Relations website on Thursday, November 9, 2023 at 4:30pm ET, followed by a virtual Q&A on Friday, November 10, 2023 at 9:00am ET. Simon Khalaf, Chief Executive Officer, Mike Milotich, Chief Financial Officer, and Todd Pollack, Chief Revenue Officer, and other members of the senior man.

Marqeta to Hold Investor Day Q&A Session on November 10, 2023

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced the appointment of Heather Gantt-Evans as its Chief Information Security Officer (CISO). Gantt-Evans is a previous security and risk management leader at SailPoint, The Home Depot and Ernst & Young, and will be responsible for overseeing Marqeta's global corporate and product security strategies. “Heather is an expert security strategist who brings a wealth of experience building.

Marqeta Appoints Cybersecurity Executive Heather Gantt-Evans As Chief Information Security Officer

Marqeta forecast that revenue would fall by half next quarter. However, that's due to its contract renewal with Cash App parent Block.

Marqeta's Revenue Is About to Be Cut in Half. Here's Why It's a Screaming Buy.

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced new embedded finance customers Giftbit, Vivian and Whistle, showcasing how Marqeta's platform enables non-financial services customers to integrate embedded banking and payment solutions into their products. This allows Marqeta customers to create seamless experiences that delight their users and result in greater customer loyalty and worker retention. Marqeta has continued to see mo.

Marqeta Announces New Customers Giftbit, Vivian and Whistle, Continuing Embedded Finance Momentum

Marqeta recently announced the renewal of its partnership with Block. While some pundits claim Marqeta's business concentration is nearly 80% Block, the reality is that true concentration is closer to 50/50 following this renewal. Furthermore, Marqeta is still arguably a top five next-gen FinTech business on earth, implying that it will grow rapidly in the years ahead atop its renewed foundation.

Marqeta: Solid Foundation On Which To Build

Marqeta finally extended its partnership with its largest customer, Block. Despite renewed optimism, fundamental uncertainty arises due to how the new deal is structured. Valuation remains attractive with sentiment and price trend flipping to the upside.

Marqeta: Done Deal

CrowdStrike

Block

Artificial intelligence has become the key bullish trend for the market over the past eight months. Companies are already deploying new-age AI tools, and seeing financial benefits.

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OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, unveiled Marqeta Docs AI, an AI-powered external-facing question and answer tool, in addition to early test results from its internal code generation tool that reduced the amount of time spent on coding and testing tasks by up to 75%. These purpose-built solutions represent the first steps in enabling generative artificial intelligence (AI) on the Marqeta platform, created to reduce time to value (T.

Marqeta Unveils First Generative AI Investments, Announcing External-Facing Bot and Internal Code Generation Tool that Optimizes Task Efficiency Up to 75 Percent

Marqeta posted solid revenue and payment volume growth in the second quarter. A major development with the company's largest customer is driving shares sharply higher.

Here's Why Marqeta Is Soaring on Wednesday

Marqeta renewed its contract with Block to power its Cash App debit card.

Marqeta Stock Surges as Block Contract Renewal Removes 'Major Overhang'

Marqeta, Inc. (NASDAQ:MQ ) Q2 2023 Earnings Conference Call August 8, 2023 4:30 PM ET Company Participants Stacey Finerman - Vice President of Investor Relations Simon Khalaf - Chief Executive Officer Mike Milotich - Chief Financial Officer Conference Call Participants Tien-Tsin Huang - JPMorgan Darrin Peller - Wolfe Research Ramsey El-Assal - Barclays Ashwin Shirvaikar - Citibank Craig Maurer - FT Partners Robert Napoli - William Blair Bryan Keane - Deutsche Bank Julian Broche - Truist Securities Kathy Chen - Bank of America Merrill Operator Good afternoon and welcome to Marqeta's Second Quarter 2023 Earnings Call. All participants will be in listen-only mode.

Marqeta, Inc. (MQ) Q2 2023 Earnings Call Transcript

Marqeta (MQ) came out with a quarterly loss of $0.07 per share versus the Zacks Consensus Estimate of a loss of $0.09. This compares to loss of $0.08 per share a year ago.

Marqeta (MQ) Reports Q2 Loss, Tops Revenue Estimates

Marqeta Inc. addressed a key investor concern Tuesday as it announced a four-year renewal of its contract with Block Inc. alongside its latest earnings.

Marqeta scores long-awaited Cash App renewal, and its stock is surging

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today reported financial results for the second quarter ended June 30, 2023. Total processing volume (TPV) was $54 billion, with net revenue of $231 million, representing year-over-year increases of 33% and 24%, respectively. Gross profit was $85 million, an increase of 8% year over year, resulting in a gross margin of 37%. GAAP net loss was $59 million and Adjusted EBITDA was $1 million. "In.

Marqeta Reports Second Quarter 2023 Financial Results, Announces Four Year Extension to Cash App Contract

PagSeguro Digital

PayPal

Fintech stocks were among the top Wall Street darlings during the pandemic. These businesses rapidly grew revenue and profit as e-commerce volumes soared, providing swift and substantial returns to investors.

3 ‘Strong Buy' Fintech Stocks You Should Be Loading Up On Now

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In 2020 and 2021, the markets were buzzing with talk about the disruption threat fintechs posed to traditional financial institutions like banks. But, as soon as the Federal Reserve (Fed) began rate hikes, reality set in.

Looking for a Bargain? 3 Fintech Stocks to Buy That Are Down 3% in 2023

OAKLAND, Calif.--(BUSINESS WIRE)--Workers today are interested in employers that offer expedited access to their earned pay, according to a new study conducted by Marqeta. In partnership with Qualtrics, Marqeta surveyed over 1,200 Americans to understand the evolving nature of today's workforce and its impact on financial preferences. The survey found that 40% of Americans of all ages (18-65+), and half of those under the age of 50, consider themselves part of the gig economy. Of those, 80% sai.

Nearly Two-Thirds of Americans Want Employers to Offer Instant Access to Earned Wages, According to New Marqeta Study

Marqeta is a high-quality business whose product is fairly simple. The company has taken what was previously a fragmented, on-prem product and vertically integrated it as a cloud-native solution. This has allowed the product to find various use cases beyond cards. MQ's technology has been integral in the creation of arguably the most successful consumer finance app ever, i.e., Cash App by Square.

Marqeta: Bringing Payments To The Cloud Atop $1.5B Of Net Cash

Hims & Hers Health

Today we dive into a pocket of the stock market that many investors like to own as part of diversified portfolios: cheap stocks trading for $10 a share or less. Along with the cheap price tag, the stocks we explore today boast high Zacks Ranks given their improving earnings outlooks.

How to Find the Best Cheap Stocks Under $10 to Buy in July

Card issuer Marqeta is entering Latin America's largest FinTech market with its expansion into Brazil. That expansion is happening via a partnership with Latin American banking-as-a-service (BaaS) platform Fitbank and network certification with Visa, per a Tuesday (July 11) press release.

Marqeta Expands Into Brazil With Fitbank Partnership

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced its expansion into Brazil, with a new partnership with Latin American banking-as-a-service platform Fitbank and network certification with Visa. As part of Marqeta's partnership with Fitbank, the company will both be a Marqeta customer, using it as a payment processor, and serve as a BIN sponsor for Marqeta's customers looking to launch in the region. With its launch in Brazil, the M.

Marqeta Announces Expansion Into Brazil With New Fitbank Partnership

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, announced today that it had appointed Karna Crawford, a veteran marketing executive who has held leadership roles at J.P. Morgan Chase, Verizon and Ford, as it's Chief Marketing Officer. Crawford will be a crucial member of Marqeta's senior leadership team driving the company's global marketing efforts, including marketing and brand strategy, demand generation, product marketing, and communications.

Marqeta Announces Karna Crawford as Chief Marketing Officer

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today announced that it will host a conference call and webcast to discuss second quarter 2023 financial results on Tuesday, August 8, 2023 at 4:30 pm ET. Hosting the call will be Simon Khalaf, Chief Executive Officer, and Mike Milotich, Chief Financial Officer. A press release with the second quarter 2023 financial results will be issued after the market closes that same day. The conference c.

Marqeta to Announce Second Quarter 2023 Results on August 8, 2023

Matterport

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News for Marqeta Stock (MQ)