MeridianLink

MeridianLink, Inc. operates as a holding company, which engages in the provision of cloud-based digital solutions. The firm offers its solutions to financial institutions including banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies. The company was founded in May 2018 and is headquartered in Costa Mesa, CA.

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MeridianLink reports robust Q4 performance amidst evolving market dynamics

MeridianLink's Q4 2022 showcased strong financials, driven by revenue growth, high EBITDA margins, and operational cash flow, underpinned by strategic initiatives.
While facing challenges in consumer lending growth and heightened competition, the company's focus on digital transformation, partnerships, and efficiency improvements positions it well for future success.
Opportunities lie in scaling automation, enhancing customer engagement, and leveraging reorganization efforts to drive innovation, revenue growth, and operational efficiency.

MeridianLink reports robust Q1 growth, eyes digitalization opportunities

MeridianLink's Q1 performance reflects strong growth and financial stability, with a focus on trusted services and strategic investments driving revenue and profitability.
While facing challenges in a tightening credit environment and declining software revenue, the company remains well-positioned to capitalize on market opportunities and drive growth.
By leveraging its competitive strengths, addressing challenges proactively, and seizing market opportunities, MeridianLink is poised for continued success and industry leadership.
Strategic initiatives, customer-centric focus, and technological advancements position MeridianLink for sustained growth, despite near-term headwinds and industry dynamics.

MeridianLink reports solid Q2 growth amidst consumer behavior challenges

MeridianLink's Q2 performance showed revenue growth and margin stability, driven by strong demand from specific financial sectors.
While facing challenges in consumer behavior and revenue adjustments, the company is leveraging cross-selling success and new investments for future growth.
Opportunities lie in expanding auto decisioning processes, forecasted volume pickup in consumer lending, and cautious AI adoption for decisioning scores.

MeridianLink reports solid Q3 earnings, focuses on innovation and growth

MeridianLink's Q3 2023 showcased solid financial performance with revenue growth and improved margins.
The company's focus on customer engagement and innovation underpins its success and growth prospects.
While facing challenges in revenue diversification and rising expenses, opportunities exist in strategic adjustments and growth initiatives.
Maintaining a healthy cash position and balancing investments with profitability will be key for future success.

MeridianLink surpasses Q4 revenue expectations, eyes growth opportunities in 2024

MeridianLink's Q4 2023 performance exceeded expectations, showcasing revenue growth and profitability, with a focus on customer engagement and platform enhancements.
The company faces challenges in managing mortgage-related revenue sensitivity and customer churn dynamics, while also exploring opportunities for growth through new customer acquisitions and AI integration.
Strategic investments in talent, process improvements, and a clear revenue growth strategy position MeridianLink for sustained growth and market expansion in 2024 and beyond.

MeridianLink reports steady Q1 growth and appoints new CFO

MeridianLink (MLNK) delivered solid Q1 2024 results with revenue growth and strong margins. The company's focus on new customer acquisitions, product updates, and leadership additions underscores its commitment to driving growth. While facing volume challenges, MeridianLink's strategic initiatives position it well for future success.

MeridianLink posts solid Q2 results, eyes growth amid market challenges

MeridianLink's Q2 performance was strong, supported by revenue growth, margin expansion, and successful product offerings. While facing challenges in the macro environment, the company is well-positioned to capitalize on opportunities for growth through strategic initiatives and market dynamics.

MeridianLink reports solid Q3 performance amidst market challenges

MeridianLink's Q3 2024 performance reflects steady revenue growth and strong financial metrics, supported by successful cross-sell deals and strategic initiatives.
While facing challenges in deposit constraints, affordability issues, and market dynamics, the company maintains guidance and focuses on operational priorities for future growth.
By leveraging its strengths, addressing challenges, and seizing opportunities, MeridianLink aims to sustain its growth trajectory and enhance shareholder value in the evolving market landscape.

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COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the availability of a new Product Administrator Certification Program for its MeridianLink Consumer Loan Origination System (LOS) and MeridianLink Opening Online Account Opening System. The Product Administrator Certification Program aims to develop system administrators' proficiency in MeridianLink soft

MeridianLink Announces Product Administrator Certification Program

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink was selected as the winner of the Association for Corporate Growth Orange County Spotlight Award.

MeridianLink Wins Exclusive Association for Corporate Growth Orange County Award

MeridianLink, Inc. (NYSE:MLNK ) Q1 2022 Earnings Conference Call May 12, 2022 5:00 PM ET Company Participants Erik Schneider - Head, IR Nicolaas Vlok - CEO Chad Martin - CFO Conference Call Participants Lory Luo - Bank of America Andrew Schmidt - Citi Saket Kalia - Barclays Nik Cremo - Credit Suisse Matt VanVliet - BTIG Cris Kennedy - William Blair Alex Sklar - Raymond James Max Osnowitz - Stifel Operator Ladies and gentlemen, thank you for standby, and welcome to MeridianLink's First Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode.

MeridianLink's (MLNK) CEO Nicolaas Vlok on Q1 2022 Results - Earnings Call Transcript

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK #earnings--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced financial results for the first quarter ended March 31, 2022. Additionally, MeridianLink's Board of Directors has approved a stock repurchase program with authorization to purchase up to $75 million of common stock. “We saw a strong start to 2022, once again exceeding guidance in Q1, with GAAP revenue up

MeridianLink Reports First Quarter 2022 Results

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced it was named a winner in the Achievement in Growth category of The 20th Annual American Business Awards, also known as the Stevie Awards. The company was recognized for its robust growth and successful initial public offering (IPO) on the New York Stock Exchange. “We are pleased to have won this prestigi

MeridianLink® Honored in 2022 American Business Awards®

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, will release its first quarter 2022 financial results after market close on Thursday, May 12, 2022, with a conference call and webcast to follow at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time). MeridianLink First Quarter 2022 Financial Results Conference Call Date: Thursday, May 12, 2022 Time: 2:00 p.m. PT (5:00 p.m.

MeridianLink Announces First Quarter 2022 Financial Results Conference Call

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK #acquisition--MeridianLink, Inc.® (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the successful completion of its acquisition of StreetShares®, a mission-driven financial technology company that provides digital small business lending technology to banks and credit unions. About MeridianLink MeridianLink® (NYSE: MLNK) is a leading provider of cloud-based software solutions for finan

MeridianLink® Completes Acquisition of StreetShares®

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MeridianLink Inc's (MLNK) CEO Nicolaas Vlok on Q4 2021 Results - Earnings Call Transcript

MeridianLink, which provides modern software platforms for financial institutions and consumer reporting agencies, announced Thursday (March 10) that it intends to buy StreetShares, a FinTech for small business lending. According to the press release, StreetShares' Atlas Platform program lets banks and running in a fully digital business lending environment within 45 days or less.

Software Provider MeridianLink to Acquire FinTech StreetShares

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK #earnings--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced financial results for the fourth quarter and fiscal year ended December 31, 2021. “2021 was a momentous year for the company, and we are immensely proud of our track record of proven results, including 19% year-over-year revenue growth and 38% adjusted EBITDA margins for Q4,” said Nicolaas Vlok, chief ex

MeridianLink Reports Fourth Quarter and Fiscal Year 2021 Results

COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc.® (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced that it has entered into an agreement to acquire StreetShares®, a mission-driven financial technology company that provides digital small business lending technology to banks and credit unions. StreetShares is an award-winning financial technology company that started in 2014 as a low-cost, digital lend

MeridianLink® Announces Agreement to Acquire StreetShares®

SAN DIEGO , March 3, 2022 /PRNewswire/ -- Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions to lenders, announced today its strategic partnership with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions. MeridianLink is integrating Point Predictive's Artificial + Natural Intelligence™ solutions to provide MeridianLink customers with additional data to use in the loan underwriting process to increase operational efficiency and streamline the auto lending experience.

Point Predictive Partners with MeridianLink, Providing AI Solutions to the Auto Lending Process for nearly 2,500 Customers

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink's TazWorks™ has partnered with Social Intelligence to offer new social media background screening capabilities.

MeridianLink's TazWorks™ Announces New Social Media Background Screening Capabilities

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc.® has received the HousingWire 2022 Tech100 Mortgage Award.

MeridianLink Mortgage Receives the HousingWire 2022 Tech100 Mortgage Award

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, will release its fourth quarter and fiscal year 2021 financial results after market close on Thursday, March 10, 2022, with a conference call and webcast to follow at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time). MeridianLink Fourth Quarter and Fiscal Year 2021 Financial Results Conference Call Date: Thursday, March

MeridanLink Announces Fourth Quarter and Fiscal Year 2021 Financial Results Conference Call

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RAHWAY, N.J.--(BUSINESS WIRE)-- #DigitalTransformation--IMM and MeridianLink Expand Partnership, Integrating MeridianLink Collect with IMM eSign

IMM and MeridianLink Expand Partnership, Integrating MeridianLink Collect with IMM eSign

COSTA MESA, Calif.--(BUSINESS WIRE)-- #consumerlending--MeridianLink, Inc. announces the general availability of its enhanced MeridianLink Engage marketing automation platform for financial institutions.

New MeridianLink Engage Functionality Enables Financial Institutions to Drive Growth through More Personalized End-to-End Consumer Lending Campaigns

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced the appointment of Yael Zheng, experienced board member and software marketing executive, to its board of directors. An industry veteran, Zheng brings more than 20 years of software leadership to the role. Her experience as chief marketing officer for multiple companies includes growing several private c

MeridianLink Appoints Yael Zheng to its Board of Directors

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink announced its preferred partnership with the National Consumer Reporting Association (NCRA).

MeridianLink Announces Preferred Partnership with the National Consumer Reporting Association

COSTA MESA, Calif.--(BUSINESS WIRE)--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, today announced that the Company has entered into a Credit Agreement, providing a Term Loan B Facility (the “Facility”) of seven years in the aggregate principal amount of $435 million and a $50 million revolving credit facility. The Facility is rated BBB- by S&P Global Ratings, BB+/RR1 by Fitch Ratings, and B2 by M

MeridianLink Completes Debt Refinancing With a New $435 million, 7-Year Credit Facility

COSTA MESA, Calif.--(BUSINESS WIRE)-- #GreatPlaceToWork--MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies, is proud to be Certified™ by Great Place to Work® for the second year in a row. The prestigious award is based entirely on what current employees say about their experience working at MeridianLink. Great Place to Work® is the global authority on workplace culture, employee experience, and the leadership behaviors proven

MeridianLink Earns Great Place to Work Certification™

MeridianLink, Inc. (MLNK) CEO Nicolaas Vlok on Q3 2021 Results - Earnings Call Transcript

Increasing ease of access to open accounts digitally is critical for banks and credit unions to compete in today's market WILMINGTON, NC / ACCESSWIRE / November 4, 2021 / Apiture , a leading provider of digital banking solutions, today announced its partnership with MeridianLink , a leader in digital account opening and loan origination software. The partnership will enable Apiture's bank and credit union clients to deliver a new digital account opening solution to their customers and members through MeridianLink's award-winning platform.

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