Customers

Revenue segments as reported by the company.

Net Earned Premium

Ceding Commission

Net Investment Income

Commission Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology development

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Lemonade

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015, and is headquartered in New York, NY.

Earnings data Q1 2021

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Earnings data Q1 2023

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Lemonade reports robust Q4 results, navigates reinsurance challenges effectively

Lemonade's Q4 performance reflects strong growth, effective cost management, and strategic focus on customer-centric initiatives.
While challenges persist, the company's progress towards profitability and prudent approach to risk management position it well for future growth.
Opportunities in AI utilization, reinsurance optimization, and expense management pave the way for Lemonade to drive efficiency, growth, and profitability.

Lemonade reports robust Q1 results, focuses on AI-driven growth

Lemonade's Q1 performance reflects strong growth, improved efficiency, and a strategic focus on profitability.
The company's tech-driven approach and commitment to leveraging AI position it well for sustainable growth.
While facing challenges in marketing efficiency and expense management, Lemonade's focus on transparency and data-driven decisions is commendable.
Opportunities lie in expanding the renters business, optimizing growth strategies, and utilizing historical data for informed decision-making.

Lemonade surpasses Q2 expectations, eyes growth amid regulatory challenges

Lemonade's Q2 performance exceeded expectations, showcasing growth in premium, revenue, and improved financial stability.
Despite challenges in adapting rates and macro environment, the company's strengths in technology and underwriting efficiency provide a competitive advantage.
Opportunities lie in improving loss ratios, leveraging rate trends, and expanding the Synthetic Agents segment for continued growth and resilience.

Lemonade posts strong Q3 results, eyes profitability milestones ahead

Lemonade's Q3 2023 results reflect impressive growth, operational efficiency gains, and strategic initiatives to enhance underwriting practices and customer service.
While facing challenges in competitive markets and product adaptation, the company's disciplined risk management and focus on profitability provide a solid foundation for future success.
With a clear roadmap towards financial positivity and a commitment to innovation, Lemonade is well-positioned to capitalize on growth opportunities and navigate industry challenges.

Lemonade posts robust Q4 results, focuses on growth and compliance

Lemonade's Q4 performance reflects strong growth and improved financial metrics, setting the stage for future profitability.
The company's proactive engagement with regulators and focus on responsible AI implementation highlight a commitment to innovation and compliance.
Challenges include achieving profitability, managing increased marketing spend, and navigating regulatory scrutiny in AI-related insurance.
Opportunities for Lemonade include accelerating growth, setting industry standards, and driving sustainable value through operational excellence.

Lemonade reports robust Q1 growth and eyes cash flow positivity

Lemonade's Q1 performance reflects strong growth and operational improvements, positioning the company for future success.
While facing challenges in balancing growth spend and sustaining revenue growth rates, Lemonade's strategic strengths and opportunities for expansion are key focus areas.
The company's technology-driven approach, AI advantage, and focus on customer acquisition and retention underscore its potential for long-term growth and profitability.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015 and is headquartered in New York, NY.

Lemonade has a long way to go, but if the stock dips too low based on all of this negativity, I would not be against starting a smaller position with a long-term outlook. 

Have Investors Soured on Lemonade?

American Express

Discover

Mastercard

PayPal

Block

Visa

While some fintech stocks can be rather risky, it's unfair to label all fintechs one way or the other.

Are Fintech Stocks Safe?

Dun & Bradstreet Holdings

Renaissance International IPO ETF

Global X Nasdaq 100 Covered Call & Growth ETF

Royalty Pharma

Direxion Work From Home ETF

SPDR S&P 500 ESG ETF

IPO stocks offer all sorts of risks and rewards. Here are seven new stocks to buy that represent the best of both worlds.

The 7 Best New Stocks From 2020 to Buy Now

Lemonade will never get profitable until it can reduce its underwriting losses. LMND stock has no chance of reaching analysts' target price without a huge reduction in its underwriting loss ratio.

Lemonade Will Never Get Profitable Until It Reduces Underwriting Losses

Lemonade stock will only go up from hereon in as its AI-driven business model gives it a competitive advantage over traditional insurers. The post As Big Data Meets Insurance, Lemonade Stock Looks Great Right Here appeared first on InvestorPlace.

As Big Data Meets Insurance, Lemonade Stock Looks Great Right Here

Snowflake

Vital Farms, Inc.

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It's an innovative disruptor in a huge market with a market cap that's 0.1% of Apple's.

Forget Apple: Buy This Tech Stock Instead

Shares of the "insurtech" pulled back as the IPO euphoria continued to wear away.

Why Lemonade Stock Gave Up 15% Last Month

Shares of the recent insurtech IPO have fallen in recent weeks. Is this a good buying opportunity?

Lemonade Stock: Buy or Sell?

nCino, Inc.

Tech IPOs are often hyped, but these companies deserve investors' attention.

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NEW YORK--(BUSINESS WIRE)--Lemonade, Inc. (NYSE: LMND) (the “Company”) today announced an extension of the early lock-up expiration date pursuant to the terms of lock-up agreements with the underwriters (“lock-up agreements”) of its initial public offering (“IPO”) of common stock, par value $0.00001 per share, until one business day following the release of earnings for the third quarter of 2020. In connection with the Company’s IPO, all of its executive officers, directors, and substantially a

Lemonade Announces Early Lock-up Expiration Extension

Lemonade Is An Interesting Technology Play In The Insurance Industry

Rocket Companies, Inc.

One of these companies is viewed as a fintech with a very bright future, while the other is seen as more old school and very susceptible to the interest rate cycle.

Better Buy: Lemonade vs. Rocket

The traditional insurance industry is at a very mature phase - it is poised for disruption.

Lemonade: Disruptive, But Not The Only Disruptor In Town

While Lemonade stock could easily disrupt the insurance game, you’ll want to carefully check out its pros and cons before deciding.

Buy Lemonade Stock Long-Term But Beware Near-Term Bumps

Is LMND stock another "millionaire-maker" fintech investment? Here's what investors should know about Lemonade, one of 2020's most misunderstood IPOs
The post The Investor’s Guide to Lemonade Stock appeared first on InvestorPlace.

The Investor’s Guide to Lemonade Stock

Lemonade: A Refreshing Take On Insurance

NEW YORK--(BUSINESS WIRE)--Tim Bixby, Chief Financial Officer of Lemonade (LMND), will present at the Barclays Global Financial Services Conference on Wednesday, September 16, 2020. The presentation is expected to begin at approximately 4:15 p.m.

Lemonade CFO Tim Bixby to Present at the Barclays Global Financial Services Conference

Stay away from Lemonade stock as it has no plans to get profitable. Lemonade stock is way too expensive compared with Assurant for it to be considered a bargain investment.

As Losses Mount, There Are Way Better Buys Than Lemonade Stock

With an easy-to-use intuitive interface and a strong focus toward millennials, Lemonade will upend the staid insurance industry, bolstering LMND stock in the process.
The post With Lemonade, There’s No Reason Not to Have Insurance appeared first on InvestorPlace.

With Lemonade, There’s No Reason Not to Have Insurance

Lemonade stock continues to plumb the depths. Steer clear until a bona fide bottom has been found.

Don’t Bother With Lemonade Stock, Even if Life Gives You Lemons

Lemonade delivered second-quarter results in mid-August. They missed the mark.

Is Lemonade Stock a Buy Over $50?

AMSTERDAM & NEW YORK--(BUSINESS WIRE)--Lemonade, the insurance company powered by artificial intelligence and behavioral economics, announced today that France will be its next European market. Lemonade plans to make its new multi-risk insurance available in France by the end of 2020, but French residents can already sign up for the waitlist now.

France is Next For Lemonade’s European Expansion

Lemonade is growing rapidly and looks set to benefit from multiple macro trends, making LMND stock a buy for long-term investors
The post Why Long-Term Investors Should Buy Lemonade Stock on Weakness appeared first on InvestorPlace.
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Why Long-Term Investors Should Buy Lemonade Stock on Weakness

Cloudflare

Repay Holdings Corp

Many high-growth tech stocks sold off in early September. Time to start nibbling.

News for Lemonade Stock (LMND)