Jack Henry & Associates

Jack Henry & Associates, Inc. is a technology company, which engages in the provision of technology solutions and payment processing services primarily for financial services organizations. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized customer or member information. The Payments segment focuses on secured payment processing tools and services, such automated teller machine, debit and credit card processing services, online and mobile bill pay solutions, and risk management products and services. The Complementary segment offers additional software and services that can be integrated with its core solutions or used independently. The Corporate and Other segments include hardware revenue and costs, as well as operating costs not directly attributable to the other segments. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

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Jack Henry reports 6% revenue growth, poised for FedNow rollout

Jack Henry's Q3 2023 earnings call showcased strong revenue growth in core, payment, and complementary solutions businesses, despite challenges in deconversion revenue and cost drivers. The company's focus on capital allocation, resilience, and commitment to new product offerings positions it for future growth. The rollout of FedNow and a robust sales pipeline present significant opportunities for revenue growth and customer benefit.

Jack Henry & Associates reports strong Q2 performance and tech focus

Jack Henry & Associates delivered a strong performance in Q2 2023, driven by revenue growth and notable wins in key segments.
While facing challenges such as deconversion revenue reduction and consumer spending shifts, the company's focus on technology modernization and fraud protection presents opportunities for future growth.
Cost controls, process automation, and stable non-GAAP EBIT showcase Jack Henry's resilience in navigating revenue adjustments.
With a strategic focus on core strengths and emerging opportunities, Jack Henry is poised for continued growth and market leadership in the financial services sector.

Jack Henry & Associates reports strong Q3 earnings and growth opportunities

Jack Henry anticipates full-year GAAP revenue growth for fiscal 2023 to be between 5.5% to 5.9%. Capital allocation priorities include maintaining liquidity, investing in growth, evaluating acquisitions, paying dividends, and stock repurchases. Strong involvement with the FedNow project highlighted, with potential applications in real-time payments discussed.

Jack Henry & Associates reports record Q4 revenue and outlines growth strategies for FY 2024

Jack Henry & Associates delivered strong financial performance in Q4 2023, with record revenue and sales bookings. The company's focus on technology innovation, AI integration, and strategic acquisitions positions it well for future growth.
While facing challenges in quarterly revenue growth and margin fluctuations, Jack Henry & Associates is actively addressing these through strategic investments and a focus on efficiency. Opportunities lie in partnerships with fintech companies, continuous improvement initiatives, and cloud migration.

Jack Henry & Associates (JKHY) reports robust Q1 performance and eyes expansion beyond core base

Jack Henry & Associates (JKHY) delivered a strong performance in Q1 2024, showcasing revenue growth and success in key segments. The company's strategic focus on technology modernization, digital solutions, and client expansion positions it well for future growth. Challenges in free cash flow and competition require continued innovation and effective capital allocation strategies.

Jack Henry & Associates reports 8% revenue growth, appoints new CEO

Jack Henry & Associates (JKHY) showcased solid financial performance with revenue growth and margin expansion, underpinned by successful client acquisitions and technology advancements.
The company faces challenges in managing external factors affecting payments volumes, balancing expense investments for growth, and limited M&A activity for expansion.
However, opportunities in open banking solutions, new revenue streams from technology initiatives, and digital revenue growth present avenues for sustained growth and profitability.

Jack Henry & Associates (JKHY) reports record revenue and core wins, poised for growth

Jack Henry & Associates (JKHY) delivered strong financial performance in Q4 2024, with record revenue and operating income. The company's focus on core wins, technology innovation, and client engagement positions it well for future growth. Analyst inquiries highlighted areas for potential improvement and strategic considerations.

Jack Henry & Associates (JKHY) reports solid Q1 performance and outlook

Jack Henry & Associates (JKHY) demonstrated strong performance and strategic initiatives in Q1 2025, positioning the company for continued growth.
The company's focus on client engagement, innovation, and technology modernization underscores its commitment to long-term success.
With a positive outlook for margin expansion, revenue growth, and client service, Jack Henry & Associates (JKHY) remains well-positioned in the financial technology sector.

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Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Jack Henry & Associates, Inc.'s revenue has grown from $1.70 billion in FY2020 to $1.94 billion in FY2022, resulting in a 3-year CAGR of 7.76%. The company has recently closed the Payrailz acquisition and started integrating it into JKHY's operations.

Jack Henry & Associates: Hold This Company For Steady Long-Term Growth

Jack Henry has created a niche for itself in the "boring" core banking industry, focusing on small banks and credit unions. The company is coming off its best year in its history, regarding revenue growth, operating income growth, and sales bookings.

Jack Henry & Associates: Slow And Steady Wins The Race

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Woodsville Guaranty Savings Bank chooses Jack Henry (JKHY) to use the latter's digital features and functionalities to provide an enhanced user experience to customers and employees.

Jack Henry (JKHY) Boosts Clientele With Woodsville Tie-Up

Modern, open technology will help 133-year-old bank improve efficiencies and user experience MONETT, Mo. , Sept. 22, 2022 /PRNewswire/ -- Jack Henry™ (NASDAQ: JKHY) announced today that Woodsville Guaranty Savings Bank selected Jack Henry to improve efficiencies and user experience for both customers and employees while continuing to provide personal service as the bank grows.

Woodsville Guaranty Savings Bank Collaborates with Jack Henry to Position for Future Growth

Annual ranking highlights top 100 global providers of financial technology MONETT, Mo. , Sept. 21, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) ranked No.

Jack Henry named a Top Global Provider in the 2022 IDC FinTech rankings for 14th consecutive year

Private cloud helps bank improve efficiencies and better navigate security, compliance and changing market demands MONETT, Mo. , Sept. 20, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that One Florida Bank continues to benefit from migrating to the company's Gladiator Hosted Network Solutions™ (HNS) to manage its IT infrastructure in Jack Henry's private cloud environment.

One Florida Bank Achieves Rapid Growth with Jack Henry

Jack Henry (JKHY) reported earnings 30 days ago. What's next for the stock?

Why Is Jack Henry (JKHY) Down 2% Since Last Earnings Report?

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Acquisition of next-generation, AI-driven, cloud-native digital payment platform further expands Jack Henry's presence and capabilities in the payments industry MONETT, Mo. , Sept. 1, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it has closed its previously announced acquisition of Payrailz, adding the company's next-generation digital payment capabilities to Jack Henry's payments ecosystem.

Jack Henry & Associates Closes Payrailz Acquisition

Google Cloud will power Jack Henry's cloud-first services for banks and credit unions MONETT, Mo. and SUNNYVALE, Calif.

Jack Henry Teams Up with Google Cloud to Accelerate its Multi-year Modernization Strategy

Jack Henry (JKHY) announces plans to launch a financial crimes platform to help financial institutions detect fraud and protect their businesses.

Jack Henry (JKHY) to Unveil Financial Crimes Defender Platform

FARMINGTON HILLS, Mich.--(BUSINESS WIRE)--1st Community Credit Union has implemented the Jack Henry Digital Platform through its partnership with MDT.

1st Community Credit Union Launches Jack Henry's Digital Platform through Partnership with MDT

Cloud-native platform powered by Feedzai's AI/ML engine will help community and regional financial institutions improve safeguards with added efficiencies and real-time data analytics MONETT, Mo. , Aug. 25, 2022 /PRNewswire/ -- Jack Henry™ (Nasdaq:JKHY) announced today the development of Jack Henry Financial Crimes Defender™, the company's next-generation financial crimes platform.

Jack Henry Announces Plan for New Financial Crimes Platform

DETROIT--(BUSINESS WIRE)--Digital banking provider, Bankjoy today announced that it has joined the Jack Henry™ Vendor Integration Program (VIP). Participation in the program will provide Bankjoy with access to Jack Henry's technical resources to enable Bankjoy's digital banking platform to integrate with Symitar. The Vendor Integration Program is designed to ensure that Jack Henry's customers can easily deploy third-party products. Bankjoy's digital banking platform will now integrate with Symi

Bankjoy Joins the Jack Henry™ Vendor Integration Program

Jack Henry & Associates, Inc. (NASDAQ:JKHY ) Q4 2022 Earnings Conference Call August 17, 2022 8:45 AM ET Company Participants David Foss - Chairman and Chief Executive Officer Kevin Williams - Chief Financial Officer and Treasurer Conference Call Participants Vasundhara Govil - KBW Rayna Kumar - UBS John Davis - Raymond James & Associates Peter Heckmann - D.A. Davidson David Koning - Robert W.

Jack Henry & Associates, Inc.'s (JKHY) CEO David Foss on Q4 2022 Results - Earnings Call Transcript

Jack Henry's (JKHY) fourth-quarter fiscal 2022 results benefit from strength across the Core, Complementary, Payments and Corporate segments.

Jack Henry (JKHY) Q4 Earnings Top Estimates, Revenues Rise Y/Y

MONETT, Mo. , Aug. 16, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY), a leading, well-rounded provider of technology solutions and payment processing services primarily for the financial services industry, today announces results for the fourth quarter and full fiscal year ended June 30, 2022.

Jack Henry & Associates, Inc. Reports Full-Year Fiscal 2022 Results

Jack Henry (JKHY) inks a deal to acquire the digital payments company Payrailz to expand its payment solutions.

Jack Henry's (JKHY) Payrailz Buyout to Boost Payment Portfolio

Bank and credit union CEOs report on opportunities and business challenges in annual survey MONETT, Mo. , Aug. 10, 2022 /PRNewswire/ -- Jack Henry™ (NASDAQ: JKHY) announced today results from its annual Strategic Priorities Benchmark Study of strategic priorities for bank and credit union CEOs across the U.S. More than 100 bank and credit union CEOs contributed to the annual study in the first quarter of this calendar year, representing financial institutions that range in asset size from $500 million to more than $10 billion.

Jack Henry Survey Finds Community and Regional Financial Institution CEOs are Steadily Focused on Growing Loans, Efficiencies and Digital Services

Acquisition of next-generation, AI-driven, cloud-native digital payment platform   further expands Jack Henry's presence and capabilities in the payments industry MONETT, Mo. , Aug. 9, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it has entered into a definitive agreement to acquire Payrailz, adding the company's next-generation digital payment capabilities, including real-time person-to-person (P2P) payments, to Jack Henry's payments ecosystem.

Jack Henry & Associates to Acquire Payrailz

Industry veteran brings 30 years of experience in financial technology, planning and corporate finance MONETT, Mo. , Aug. 8, 2022  /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that Mimi Carsley has been named as the company's chief financial officer (CFO) and treasurer, effective September 1, 2022.

Mimi Carsley Joins Jack Henry & Associates as Chief Financial Officer

MONETT, Mo. , Aug. 3, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that it will host a live Webcast of its fourth quarter and fiscal year end 2022 earnings conference call on August 17, 2022.

JACK HENRY & ASSOCIATES TO PROVIDE WEBCAST OF FOURTH QUARTER FISCAL YEAR END 2022 EARNINGS CALL

Unified Jack Henry brand reinforces company's mission to improve financial health for consumers and businesses MONETT, Mo. , Aug. 2, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today the launch of a refreshed brand that reinforces Jack Henry's 46-year history of providing modern technology and services to community and regional financial institutions that enable them to strengthen connections with accountholders.

Jack Henry Introduces Refreshed Brand Focused on Strengthening Connections

MVB Bank  advances instant payments strategy becoming first Jack Henry Bank to launch RTP Send capabilities on The Clearing House's RTP® network MONETT, Mo. , July 27, 2022 /PRNewswire/ -- Jack Henry & Associates, Inc.® (NASDAQ: JKHY) announced today that Victor Technologies, Inc. ("Victor") is working with the company to advance its instant payments strategy.

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