Revenue segments as reported by the company.

Earned premiums

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Net investment income

Net realized gains (losses)

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Amortization of deferred acquisition costs ("DAC")

Insurance operating costs and other expenses

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Amortization of other intangible assets

Restructuring and other costs

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Hartford Financial Services Group

The Hartford Financial Services Group, Inc. is an insurance and financial services company. It operates through the following segments: Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits, Hartford Funds, and Corporate. The Commercial Lines segment provides workers' compensation, property, automobile, liability and umbrella coverage under several different products. The Personal Lines segment offers standard automobile, homeowners, and personal umbrella coverage to individuals. The Property & Casualty Other Operations segment includes certain property and casualty operations, managed by the company, that have discontinued writing new business and substantially all of the company's asbestos and environmental exposures. The Group Benefits segment provides group life, accident, and disability coverage, as well as group retiree health and voluntary benefits. The Hartford Funds segment offers investment products for retail and retirement accounts and provides investment management and administrative services. The corporate segment includes corporate category discontinued operations, reserves for run-off structured settlement, and terminal funding agreement liabilities, restructuring costs, and capital raising activities. The company was founded by Terry Nathaniel on May 10, 1810, and is headquartered in Hartford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q1 2023

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Hartford Financial Services Group reports robust Q4 performance and growth opportunities

Hartford Financial Services Group (HIG) showcased strong financial performance in Q4 2022, driven by commercial lines and Global Specialty segments. The company's disciplined underwriting, margin expansion, and strategic growth initiatives position it well for the future. Challenges in commercial auto liability and workers' comp costs are being addressed, while opportunities for margin improvement and portfolio growth are being pursued.

Hartford Financial (HIG) excels in Commercial Lines and Group Benefits

Hartford Financial Services Group (HIG) showcased robust performance in key segments, overcoming industry challenges with strategic pricing and customer-focused initiatives. While facing headwinds in Personal Lines and D&O pricing, the company's strong growth momentum in Small Commercial and Group Benefits positions it well for future opportunities.

Hartford Financial Services Group (HIG) posts strong Q2 results

Hartford Financial Services Group (HIG) reported strong Q2 performance with robust financial results in key segments. While facing challenges in Personal Lines, the company remains focused on growth opportunities in Commercial Lines and Group Benefits. With a strategic focus on expense management and investment in technology, Hartford aims to maintain its industry-leading position.

Hartford Financial Services Group (HIG) reports strong Q3 performance

Hartford Financial Services Group (HIG) delivered a robust performance in Q3 2023, showcasing strength in premium growth, underwriting discipline, and capital management.
While facing challenges in certain segments and market dynamics, the company's operational excellence and strategic focus position it well for sustained growth and profitability.
By addressing challenges, leveraging strengths, and capitalizing on opportunities, Hartford Financial Services Group (HIG) aims to maintain its competitive edge and drive long-term value for stakeholders.

Hartford Financial (HIG) excels in Q4, eyes growth and profitability

Hartford Financial Services Group (HIG) delivered strong financial performance in Q4 2023, driven by growth in Commercial Lines and Group Benefits. The company outlined strategic initiatives for 2024, focusing on pricing consistency and profitability targets.
Despite challenges related to managing expenses, sustaining dividend expectations, and balancing buyback levels, HIG remains optimistic about growth opportunities in Small Commercial business and property book expansion within Commercial Lines.
Navigating social inflationary trends, sustaining profitability targets, and capitalizing on market conditions present both challenges and opportunities for HIG. The company's prudent risk management approach and focus on sustainable financial performance position it for long-term success.

Hartford Financial reports strong Q1 results, eyes growth opportunities

Hartford Financial Services Group had a strong start to 2024, with exceptional financial results and positive performance across its key segments. While facing challenges from external factors, the company is leveraging its strengths to drive growth and profitability. By focusing on opportunities for expansion and product innovation, Hartford Financial aims to maintain its competitive edge in the market.

Hartford Financial Services Group excels in Q2, poised for growth

Hartford Financial Services Group demonstrated robust performance across its business segments, with a focus on growth and profitability.
While facing challenges in certain segments, the company's strategic initiatives and strong financial position position it well for future opportunities.
Overall, Hartford's Q2 results reflect a solid foundation for sustained growth and value creation for shareholders.

Hartford Financial excels in Q3 2024, poised for growth

Hartford Financial Services Group's Q3 2024 earnings call showcased strong financial performance, strategic pricing initiatives, and growth across key business segments. Despite industry challenges, the company's focus on sustained excellence, shareholder value, and strategic investments bode well for future prospects and resilience in a dynamic market landscape.

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HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford today announced a goal to achieve net zero Greenhouse Gas Emissions (GHGe) for its full range of businesses and operations by 2050, in alignment with the Paris Climate Accord. This goal is in addition to the company's existing targets to operate with 100% renewable-energy-source consumption for its facilities by 2030 and to reduce select GHGe by at least 2.1% each year starting in 2015 for a total reduction of 46.2% by 2037. “The Hartford is proud

The Hartford Announces Goal Of Net Zero Greenhouse Gas Emissions For All Operations By 2050

Horace Mann Educators

MetLife

Old Republic International

Better pricing, product redesigns, technological advancement along with optimistic growth outlook are expected to aid multiline insurers like MET, AIG, HIG, ORI and HMN as the impact of the pandemic recedes.

5 Multiline Insurers to Watch as Pandemic Impact Recedes

Riding high on acquisitions and divestitures along with restructuring initiatives, Hartford Financial (HIG) has enough potential to reap benefits for investors.

Here's Why You Should Hold Hartford Financial (HIG) Stock

The U.S. has experienced five oil price shocks since 1970.

Hartford's Consistent Performance Not Quite In Step With The Hard Commercial P&C Market

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford has been named one of the World's Most Ethical Companies® for the 13th time, as designated by Ethisphere, a global leader in defining and advancing the standards of ethical business practices. “We are proud to be recognized for the thirteenth time as a World's Most Ethical Company, a designation that demonstrates the strength of our character,” said The Hartford's Chairman and CEO Christopher Swift. “The Hartford's values guide our actions. Our sta

The Hartford Named One Of ‘World's Most Ethical Companies' For 13th Time By Ethisphere

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does The Hartford (HIG) have what it takes?

Are You Looking for a High-Growth Dividend Stock? The Hartford (HIG) Could Be a Great Choice

Hartford Financial (HIG) introduces a critical illness insurance product covering over 160 health conditions and offers benefits to employees depending on the intensity of disease.

Hartford Financial's (HIG) New Product Expands Coverage

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford has introduced a new critical illness insurance product that covers more health conditions and provides a wider range of benefits.

The Hartford Introduces New Critical Illness Product To Cover More Conditions And Provide A Wider Range Of Benefits

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford Ranks No. 1 in customer satisfaction in J.D. Power 2022 U.S. Property Claims Satisfaction Study(SM).

The Hartford Ranks No. 1 In Customer Satisfaction In J.D.

Allstate

Progressive

The insurance business is a relatively stable industry within the broader economy, and insurance revenue and profits typically don't fluctuate significantly with the economic cycle. In addition to selling policies, insurance companies profit by investing the money they take in.

5 Best Insurance Stocks To Buy As Interest Rates Rise

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has assigned indicative Long-Term Issue Credit Ratings of “a-” (Excellent) to senior unsecured issues, “bbb+” (Good) to senior subordinated issues, and “bbb” (Good) to both junior subordinated and preferred stock to the recently filed shelf registration of The Hartford Financial Services Group, Inc. (The Hartford) (Delaware) [NYSE: HIG]. The outlook assigned to these Credit Ratings (ratings) is stable. Concurrently, AM Best has withdrawn the ratings on th

AM Best Assigns Indicative Issue Credit Ratings to The Hartford Financial Services Group, Inc.'s New Shelf Registration

Chubb

Travelers

Green Century Capital Management tried to use shareholder muscle to persuade a trio of insurance giants to drop fossil-fuel clients.

Influential fund manager Green Century tells big insurers to drop Big Oil

HARTFORD, Conn.--(BUSINESS WIRE)--New research from The Hartford found that 43% of U.S. workers have delayed routine health care appointments since the COVID-19 pandemic began.

New Research From The Hartford Finds U.S. Workers Are Delaying Routine Health Care

The Hartford Financial Services Group, Inc. (HIG) CEO Chris Swift on Q4 2021 Results - Earnings Call Transcript

Hartford Financial (HIG) Q4 results reflect higher revenues owing to net investment income, higher assets under management, etc. However, the same takes a hit from higher expenses.

Hartford Financial (HIG) Q4 Earnings Beat Mark, Improve Y/Y

The Hartford (HIG) delivered earnings and revenue surprises of 32.89% and 2.06%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

The Hartford (HIG) Beats Q4 Earnings and Revenue Estimates

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford (NYSE: HIG) today announced financial results for the fourth quarter and year ended Dec. 31, 2021. “In 2021, The Hartford delivered strong financial performance with meaningful growth and P&C margin expansion driven by stellar results in Commercial Lines and a significant contribution from partnership investment returns. In Group Benefits, solid premium growth and underlying results were offset by pandemic related excess mortality,” said Chairm

The Hartford Announces Fourth Quarter And Full Year 2021 Financial Results

Hartford Financial is scheduled to report its fiscal Q4 2021 results on Thursday, February 3, 2022. We expect Hartford Financial to edge past the revenue consensus, while the earnings will likely miss the mark.

Hartford Financial To Report Mixed Results In Q4, Is It A Buy?

Hartford Financial's (HIG) Q4 earnings results are likely to reflect steep expenses, partly offset by higher revenues and a solid contribution from its Commercial Lines, Hartford Funds and Corporate segments.

What's in Store for Hartford Financial (HIG) Q4 Earnings?

The Hartford (HIG) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: The Hartford (HIG) Q4 Earnings Expected to Decline

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford, for the third straight year, is the top-ranked insurance company on JUST Capital and CNBC's list of America's Most “JUST” Companies for 2022. Overall, The Hartford ranked No. 14 for its commitment to serving employees, customers, communities, the environment, and shareholders. “We are proud to be honored again as the top-ranking insurer on America's Most ‘JUST' Companies list,” said Claire Burns, chief marketing and communications officer for The

The Hartford Named No. 1 Insurer On America's Most ‘JUST' Companies List for Third Year

Hartford's investor day may not have featured a raised 2022 guide but still offered investors lots of positives on the P&C and ROE fronts. The strong balance sheet also presents plenty of upside to the repurchase run-rate.

Hartford Financial Services: A 'Show Me' Story With Re-Rating Potential

Hartford Financial (HIG) divests its Navigators Holdings (Europe) NV and units to Premia Holdings.

Hartford Financial (HIG) Sells Navigators Unit to Premia Holdings (Revised)

Hartford Financial (HIG) Sells Navigators to Premia Holdings

Hartford Financial's stock has gained close to 41% YTD, and at its current price of $69 per share, it is trading 13% below its fair value of $79 – Trefis' estimate for Hartford Financial's valuation. The insurance giant outperformed the street expectations in the third-quarter results, with total.

News for Hartford Financial Services Group Stock (HIG)