Revenue segments as reported by the company.

Investment banking

Investment management

Commissions and fees

Market making

Other principal transactions

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Transaction based

Market development

Communications and technology

Depreciation and amortization

Occupancy

Professional fees

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Goldman Sachs

Marcus by Goldman Sachs is an online bank which gives out personal loans up to $40,000 and offers high-yield online savings accounts with a 1.6% annual percentage yield. As of December 2017, Marcus is serving 500,000 customers, has about $20 billion in deposits, and has given out about $2.3 billion in loans.

Marcus

Clarity Money is a personal finance startup, to be added to its Marcus by Goldman Sachs roster. This acquisition is expected to add over 1 million customers to the Marcus business. Eventually, the application will be rebranded as Marcus. The app provides insights aimed improve our customers’ financial health.

Clarity Money

The Goldman Sachs Group, Inc. engages in the provision of financial services. It operates through the following business segments: Global Banking and Markets, Asset and Wealth Management, and Platform Solutions. The Global Banking and Markets segment includes investment banking, global investments, and equity and debt investments. The Asset and Wealth Management segment relates to the direct-to-consumer banking business which includes lending, deposit-taking, and investing. The Platform Solutions segment includes consumer platforms such as partnerships offering credit cards and point-of-sale financing, and transaction banking. The company was founded by Marcus Goldman in 1869 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Goldman Sachs reports solid Q4 performance amidst challenges and opportunities

Goldman Sachs navigated challenges in Q4 2022 while focusing on strategic actions like headcount reduction and consumer strategy adjustments. The firm aims to adapt to regulatory changes, execute strategic initiatives, and drive profitability in various business segments.

Goldman Sachs reports solid Q1 results amidst market disruptions

Goldman Sachs navigated a volatile quarter with resilience, focusing on capital return strategies and customer growth. The firm is strategically positioning itself in key markets and exploring opportunities in wealth management. Challenges from market disruptions and economic uncertainty are being addressed through cost-saving initiatives and strategic decisions.

Goldman Sachs faces challenges but pursues strategic growth opportunities

Goldman Sachs navigated challenges in Q2 2023, focusing on strategic actions to improve returns and capitalize on future opportunities. The firm aims to optimize capital deployment, reduce expenses, and enhance client offerings while monitoring Basel III revisions.

Goldman Sachs reports solid Q3 earnings amidst economic uncertainties

Goldman Sachs delivered solid financial results in Q3, driven by strong performance in its core segments and a focus on strategic asset sales.
While facing challenges like economic uncertainties and regulatory concerns, the firm remains committed to improving efficiency and capital management.
With a cautious credit outlook but optimism in trading revenues and market activities, Goldman Sachs is strategically positioning for future growth and profitability.

Goldman Sachs excels in 2023 with record revenues and strategic focus

Goldman Sachs had a dynamic year in 2023, focusing on core businesses, achieving strong financial results, and demonstrating expertise in fundraising. While facing regulatory challenges and capital allocation uncertainties, the firm remains committed to client service excellence and operational efficiency.

Goldman Sachs excels in Q1 with record assets and strategic focus

Goldman Sachs delivers strong Q1 results, driven by growth in Asset & Wealth Management and Global Banking & Markets segments, with a focus on innovation and client trust.
Challenges in regulatory changes and transaction banking expansion require strategic adjustments, while opportunities in capital markets and client relationships offer avenues for growth.
The firm's commitment to sustainable dividend growth, capital deployment flexibility, and profitability underscores a balanced approach to value creation and strategic execution.
Overall, Goldman Sachs showcases resilience in a dynamic market environment, positioning itself for continued growth and profitability through strategic focus and client-centric initiatives.

Goldman Sachs excels in Q2 with record revenues and strategic growth

Goldman Sachs reported strong financial results, showcasing growth in key segments and effective capital management.
Despite challenges from geopolitical instability and regulatory engagement, the firm remains well-positioned to navigate uncertainties.
The focus on innovation, client relationships, and financial discipline underpins Goldman Sachs' resilience and competitive edge.
Strategic initiatives in fundraising, shareholder returns, and technology adoption position the firm for sustainable growth and value creation.

Goldman Sachs reports robust Q3 earnings, eyes growth amid regulations

Goldman Sachs delivered strong financial performance in Q3 2024 across its segments, particularly excelling in Global Banking & Markets and Asset & Wealth Management. While facing regulatory challenges, the company is proactively managing capital deployment and focusing on strategic initiatives for growth and margin improvement.

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Cost of revenue

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SG&A

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EBITDA

Net income

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Cash & equivalents

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Non-current assets

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Intangibles

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Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Citigroup

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Bank stocks rose as regulators relaxed a rule intended to prevent the industry from risky investments, ahead of results from the Fed's stress tests.
The post Bank Stocks Fall As Fed Clamps Down On Payouts, After Earlier Rally appeared first on Investor's Business Daily.

Bank Stocks Fall As Fed Clamps Down On Payouts, After Earlier Rally

The move signals that the unprecedented nature of the coronavirus pandemic, and the difficulty in forecasting what the future holds for banks, is making the Fed cautious.

Fed puts restrictions on bank dividends after test finds some banks could be stressed in pandemic

“Several” banks could near minimum capital levels if the pandemic recession worsens, Fed officials said, as it announced its stress-test results.

Fed Caps Dividends and Limits Buybacks by Big Banks

The Federal Reserve and four other regulatory agencies announced on Thursday that they have finalized a rule that will ease restrictions curtailing the ability of banks to make investments in such areas as hedge funds. The announcement of the easing of regulations know as the “Volcker Rule” gave an immediate boost to bank stocks because.

Feds water down Volcker Rule restrictions

Federal financial regulators said Thursday they plan to make it easier to let banks invest in venture capital funds and also relax some limitations on derivatives trading. The moves, a loosening of some of the more onerous parts of the so-called Volcker Rule, lifted bank stocks.

A key bank rule written in the wake of the financial crisis just got rolled back

Goldman Sachs Group Inc's Chief Executive David Solomon said on Wednesday that he expects the U.S. economic recovery to look V-shaped at first, but for that rapid growth to flatten out and become more challenged in the next 6 to 12 months.

Goldman Sachs CEO says economic recovery will be rapid at first then challenged

Goldman Sachs Growth Opportunities Fund: Active Management Fails To Justify The Fees

Allstate

CRH PLC

PACCAR

UBS Group AG

According to the GuruFocus All-in-One Screener as of June 23, the following guru-held companies have high dividend yields and are trading with low price-earnings ratios.

6 Cheap Guru Stocks With Stable Dividend Yields

Credit Suisse Asset Management Income Fund

CrowdStrike

Alphabet

Microsoft

Palo Alto Networks

Shopify

Sony

Block

Twitter

Verizon

Zoom Video

Zscaler

Cybersecurity products are seeing rapid adoption and their stocks have also done well -- is this all sustainable?

How COVID-19 Has Changed Cybersecurity

SPDR Gold Trust

United States Oil Fund LP

Enormous amounts of liquidity are spreading across global markets.

Forget The Crash: Markets Want To Go Higher From Here

Amid the coronavirus pandemic and economic slowdown, stress test results are set to reveal how banks' financials are likely to enable them to deal with further deterioration and future payouts.

Will 2020 Stress Test Allow Banks to Sustain Investor Rewards?

Malaysian prosecutors likely to amend charges against three units of Goldman (GS) involved in the scandal related to the multibillion-dollar 1Malaysia Development Bhd (1MDB).

Goldman Might Face Amended Charges in 1MDB Scandal by Malaysia

Book value for the brokerage giant is $228 per share.

Goldman Sachs: Trading At 13% Discount To Book Value, 20% Discount To Fair Value After Brutal Week For Financials

Goldman Sachs Group Inc on Monday pledged an additional $250 million to fund the federal aid program to help businesses hurt by the COVID-19 pandemic.

Goldman Sachs increases COVID-19 federal aid commitment by $250 million

Amazon

Amazon and Goldman Sachs’ Marcus unit announced a partnership to provide lines of credit (up to $1 million) to merchants selling on the Amazon platform.

Amazon And Goldman Sachs: A Small Business Lending Wake-Up Call For Banks

U.S. Bancorp

This year's stress test results will include additional analysis of the coronavirus' impact on the economy.

The Fed Will Release Bank Stress Test Results Soon. Here's What to Watch

Goldman (GS) is trying to avoid pleading for guilty in the scandal related to the multibillion-dollar 1Malaysia Development Bhd (1MDB) by persuading the U.S. federal prosecutors.

Goldman Trying Not to Plead Guilty in State Fund 1MDB Scandal

Bausch Health Companies Inc

Bausch Health Companies Inc. (BHC) CEO Joe Papa Presents at Goldman Sachs Global Healthcare Conference Call (Transcript)

Amid the coronavirus crisis, the temporary relief program offered by Goldman Sachs allows Apple cardholders to skip a payment without incurring interest.

Goldman Sachs says 100,000 customers have tapped Covid-19 hardship program

The financial sector is under pressure for a few reasons.

Here's Why Wells Fargo, JPMorgan Chase, and Other Big Bank Stocks Are Falling

SPDR S&P Regional Banking ETF

Regions Financial

No change in interest rates till 2022 is likely to be disadvantageous for bank stocks. Yet, past efforts to strengthen operations and diversified revenues are likely to act as positive catalysts.

Fed Signals No Rate Hike Till 2022: What This Means for Banks

The two giants are teaming up to lend money to merchants.

Report: Goldman Sachs Partnering with Amazon For New Small Business Credit Line Program

Goldman's (GS) financials are expected to get major support from this gain as the first half of 2020 has been majorly affected by the slowdown of business due to the pandemic.

Goldman (GS) Bags $1B in Commodities Revenues From Oil Slump

Goldman Sachs Group Inc. (NYSE: GS) announced Wednesday that an initial group of employees would begin returning to the company’s offices in New York, Jersey City, Dallas, and Salt Lake City on June 22.

Goldman Sachs Employees Returning To Their Desks Beginning June 22

Exelixis

Exelixis Inc (EXEL) CEO Michael Morrissey Presents at Goldman Sachs Global Healthcare Conference (Transcript)

News for Goldman Sachs Stock (GS)