Revenue segments as reported by the company.

Net Interest Income

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Discover Financial Services (DFS) CEO Roger Hochschild on Q3 2021 Results - Earnings Call Transcript

Discover (DFS) delivered earnings and revenue surprises of 3.51% and -3.89%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Discover (DFS) Tops Q3 Earnings Estimates

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS):   Third Quarter 2021 Results       2021   2020   YOY Change Total loans, end of period (in billions) $89.5   $88.7   1% Total revenue net of interest expense (in millions) $2,777   $2,714   2% Total net charge-off rate 1.46%   3.00%   -154 bps Net income/(loss) (in millions) $1,091   $771   42% Diluted EPS $3.54   $2.45   44% Discover Financial Services (NYSE: DFS) today reported net income of $1.1 billion or $3.54 per

Discover Financial Services Reports Third Quarter 2021 Net Income of $1.1 Billion or $3.54 Per Diluted Share

Ally Financial

Credit Acceptance

Capital One

Low interest rates and weak consumer sentiments hurt the interest income of Zacks Consumer Loans industry players. Yet, robust asset quality and efforts to digitize operations will support consumer loan providers like COF, DFS, ALLY, and CACC.

4 Top Consumer Loan Stocks to Buy From a Booming Industry

RIVERWOODS, Ill.--(BUSINESS WIRE)--The Board of Directors of Discover Financial Services declared a quarterly cash dividend of $0.50 per share of common stock payable on December 9, 2021, to holders of record at the close of business on November 24, 2021. About Discover Discover Financial Services (NYSE: DFS) is a digital banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest

Discover Financial Services Declares Quarterly Dividend for Common Stock

FARNBOROUGH, England--(BUSINESS WIRE)-- #fortune500--Discover was recognized by Great Place to Work ® in their 2021 UK's Best Workplaces™ in Tech list in the United Kingdom.

Discover Named a 2021 UK's Best Workplace in Tech

Does Discover (DFS) have what it takes to be a top stock pick for momentum investors? Let's find out.

What Makes Discover (DFS) a Strong Momentum Stock: Buy Now?

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Here's Why Discover (DFS) is a Strong Momentum Stock

Equifax

Nucor

Omnicom Group

Watsco

Five large-cap stocks are slated to release third-quarter earnings results next week. These are: OMC, DFS, EFX, WSO and NUE.

Buy 5 High-Yielding Large-Caps Ahead of Q3 Earnings Next Week

Discover Financial's (DFS) third-quarter results are likely to reflect strong sales volume and new account growth, partly offset by elevated costs.

Is a Beat in Store for Discover Financial (DFS) in Q3 Earnings?

Discover (DFS) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Will Discover (DFS) Beat Estimates Again in Its Next Earnings Report?

American Express

Improved credit and minimal loan growth for these credit card players in Q3 could lead to reserve releases of capital.

What to Expect From American Express, Capital One, and Discover in Q3 Earnings

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its third quarter 2021 results after the market closes on Wednesday, October 20, 2021. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results, outlook and related matters will be held on Thursday, October 21, 2021, at 7:00 a.m. Central Time. The live audio webcast will be accessible to

Discover Financial Services Announces Third Quarter 2021 Earnings Release on October 20, 2021, and Conference Call on October 21, 2021

Discover Financial (DFS) forms a relationship with Phood to provide various campus dining options to college students.

Discover Financial (DFS) Expands College Payment Solutions

American Financial Group

Ares Capital

Extra Space Storage

Morgan Stanley

Navient

PacWest Bancorp

The 10-year Treasury yield is hovering near its highest level in months. Here are 10 of the best stocks to buy in a rising interest-rate environment.

10 Best Stocks for Rising Interest Rates

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover, a leading digital bank and payments company, will be supporting Phood's new meal delivery program for college students by opening up access to merchants that run on the Discover network. This industry-first partnership will provide a mobile app that allows higher education students to easily sign-up, and load their meal plan and flex plan dollars for use on meal delivery services, such as DoorDash food, groceries and convenience items on demand, and

Discover Expands its College Payment Solutions through Partnership with Phood's Meal Delivery Program

RIVERWOODS, Ill.--(BUSINESS WIRE)-- #FAFSA--An annual survey from Discover Student Loans found 29% of parents have never talked to their child about the Free Application for Federal Student Aid®

Nearly 1 in 3 Parents Have Never Talked to Their Child About the FAFSA

ATLANTA & NEW YORK & RIVERWOODS, Ill.--(BUSINESS WIRE)-- #NHL--Discover Named Title Sponsor of NHL Winter Classic®

Discover Named Title Sponsor of NHL Winter Classic®

Micron Technology

While bears widely cite historically high valuations, there are still bargains to be found.

3 Value Stocks to Buy While They're Cheap

Discover (DFS) closed at $124.06 in the latest trading session, marking a -0.57% move from the prior day.

Discover (DFS) Stock Sinks As Market Gains: What You Should Know

Discover (DFS) closed the most recent trading day at $130.27, moving -1.15% from the previous trading session.

Discover (DFS) Dips More Than Broader Markets: What You Should Know

Discover (DFS) reported earnings 30 days ago. What's next for the stock?

Discover (DFS) Up 1.5% Since Last Earnings Report: Can It Continue?

Bank of America

Citigroup

JPMorgan Chase & Co

Synchrony Financial

Card issuers - JPMorgan (JPM), BofA (BAC), Capital One (COF), Citi (C), Synchrony Financial (SYF), Discover Financial (DFS) & American Express (AXP) - record robust credit card metric performance in July.

Banks Record Solid July Credit Card Data on Fiscal Aid, Liquidity

Discover Financial's (DFS) growth in its Digital Banking and Payment Services businesses and strategic moves are likely to drive its shares.

Discover Financial (DFS) Up 170.8% in a Year: More Room to Run?

HOUSTON--(BUSINESS WIRE)-- #DebitIssuerStudy--The 2021 Debit Issuer Study portrays a debit market evolving with the transformation of commerce, and the pandemic accelerating several trends.

News for Discover Stock (DFS)