Revenue segments as reported by the company.

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

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Earnings data Q1 2023

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Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Inflation risks set the tone for hawkish rates. Rising rates will boost net interest margins.

Discover Financial: 4 Reasons To Buy

NEW YORK--(BUSINESS WIRE)---- $DFS #DFS--WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of Discover Financial Services (NYSE: DFS) resulting from allegations that Discover Financial Services may have issued materially misleading business information to the investing public.

DFS INVESTOR NOTICE: ROSEN, LEADING TRIAL ATTORNEYS, Encourages Discover Financial Services Investors to Inquire About Securities Class Action Investigation – DFS

American Express

Both of these credit card providers outperformed the market in 2022 and are up big so far this year.

Better Buy: American Express or Discover Financial Services?

Conroy Gold and Natural Resources PLC (AIM:CGNR, OTC:CGDNF) stock is an 'easy buy' for analysts at First Equity research house after the company announced a gold discovery with grades of up to 123 grams per ton (4 ounces per ton) at its Longford-Down Massif project in Ireland.  The samples had the highest gold assay results returned since the company began exploration in the Longford–Down, the company said.

Conroy Gold a clear 'Buy' for First Equity after landmark gold discover in Ireland

RIVERWOODS, Ill.--(BUSINESS WIRE)--Roger Hochschild, Chief Executive Officer and President at Discover, will present at the 2023 RBC Capital Markets Financial Institutions Conference on Tuesday, March 7, 2023, at 10:00 a.m. ET. A link to the live webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address.

Discover Financial Services to Present at 2023 RBC Capital Markets Financial Institutions Conference

Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $50,000 In DFS To Contact Him Directly To Discuss Their OptionsNew York, New York--(Newsfile Corp. - February 12, 2023) - Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Discover Financial Services ("DFS" or the "Company") (NYSE: DFS).If you suffered losses exceeding $50,000 investing in DFS stock or options and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330 (Ext. 1310).

Discover Financial Services Investor Alert

RIVERWOODS, Ill.--(BUSINESS WIRE)--Dan Capozzi, executive vice president and president of US cards at Discover, will present at the KBW Fintech Payments Conference on Wednesday, March 1, 2023, at 9:30 a.m. ET. A link to the live webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address.

Discover Financial Services to Present at KBW Fintech Payments Conference

Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $50,000 In DFS To Contact Him Directly To Discuss Their OptionsNew York, New York--(Newsfile Corp. - February 5, 2023) - Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Discover Financial Services ("DFS" or the "Company") (NYSE: DFS).If you suffered losses exceeding $50,000 investing in DFS stock or options and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330 (Ext. 1310).

Discover Financial Services Shareholder Action Reminder

The company sees net charge-offs moving above pre-pandemic levels in 2023.

Is Discover's Recent Guidance a Red Flag for Investors?

Despite slower spending growth, both American Express and Discover managed to pull in more customers—positioning them well in the long term.

American Express and Discover boast strong Q4 customer acquisition, but spending growth slows

HOUSTON--( BUSINESS WIRE )--Bankers Helping Bankers, an online platform that promotes innovation among community banks, has named Discover® Financial Services' PULSE® debit network its exclusive debit partner. The agreement builds upon PULSE's longstanding support of community banks and the Independent Bankers Association of Texas (IBAT), which co-founded Bankers Helping Bankers in partnership with FedFis.

Bankers Helping Bankers Names PULSE® Exclusive Debit Partner

AutoNation

ArcBest

Murphy USA

Regional Management

NuScale Power Corp

Thor Industries

Although time in the market usually beats out attempting to time the market, sometimes, you just want breakout stocks; that is, publicly traded securities that stand poised for imminent upside rewards. While it's not possible to predict these developments with regularity – despite what YouTube luminaries might say – a few signs suggest that certain intriguing assets may jump higher soon.

7 Stocks Getting Ready for a Major Breakout

Bank CEOs have been seeing credit normalize faster among low- to moderate-income populations.

A Tale of Two Consumers: JPMorgan Chase vs. Discover Financial's Credit Card Trends

Discover Financial Services remains one of the best "buyback kings" in the market.

This Screamingly Cheap Bank Stock Is About to Unleash a Buyback Bazooka

RIVERWOODS, Ill.--( BUSINESS WIRE )--John Greene, executive vice president and chief financial officer of Discover, will present at the Credit Suisse Financial Services Forum on Tuesday, February 14, 2023, at 10:15 a.m. ET.

Discover Financial Services to Present at Credit Suisse Financial Services Forum

Trading at about 7 times earnings, Discover Financial Services has a lot of momentum heading into 2023.

Why This Wildly Undervalued Stock Is Ready for a Bull Run In 2023

Discover Financial's (DFS) Q4 results indicate a strong contribution from the Payment Services segment and an expanded net interest margin, partly offset by rising operating expenses.

Discover Financial (DFS) Q4 Earnings Beat on Record Loan Growth

Discover Financial Services (NYSE:DFS ) Q4 2022 Results Conference Call January 19, 2023 8:00 AM ET Company Participants Eric Wasserstrom - Head of Investor Relations Roger Hochschild - Chief Executive Officer John Greene - Chief Financial Officer Conference Call Participants Moshe Orenbuch - Credit Suisse Sanjay Sakhrani - KBW John Hecht - Jefferies Mark DeVries - Barclays Betsy Graseck - Morgan Stanley Rick Shane - JPMorgan Bob Napoli - William Blair John Pancari - Evercore ISI Bill Carcache - Wolfe Research Mihir Bhatia - Bank of America Kevin Barker - Piper Sandler Don Fandetti - Wells Fargo Arren Cyganovich - Citi Operator Good morning. My name is Todd, and I will be your conference operator today.

Discover Financial Services (DFS) Q4 2022 Earnings Call Transcript

The company reported its fourth-quarter earnings results.

Why Shares of Discover Financial Services Are Falling Today

The company said that for the full year, the average rate of net charge-offs for bad debts is expected to be 3.5% to 3.9%, ahead of the 3% forecast by J.P. Morgan.

Discover's Earnings Send a Worrisome Message About Americans' Financial Health

Alcoa

Worries about business conditions among industrial and financial companies weighed on investor sentiment.

These 2 Stocks Are Yanking the Market Lower Thursday

Discover Financial Services stock fell more than 7% in premarket trades on Thursday after the credit card's forecast for net charge-offs on credit card transactions came in worse than Wall Street's targets.

Discover Financial shares drop on outlook for credit card net charge-offs

Discover (DFS) delivered earnings and revenue surprises of 5.31% and 2.28%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Discover (DFS) Q4 Earnings and Revenues Beat Estimates

Shares of Discover Financial Services DFS, -2.91% on Wednesday slid in after-hours trade, after the banking and credit-card provider reported fourth-quarter results that beat expectations — but also signs consumers were falling behind on payments. The company reported fourth-quarter net income of $1.03 billion, or $3.77 a share, compared with $1.07 billion, or $3.64 a share, in the same quarter last year.

Discover results beat, but signs grow that customers are falling behind; company declares dividends

RIVERWOODS, Ill.--( BUSINESS WIRE )--Discover Financial Services (NYSE: DFS):

Discover Financial Services Reports Fourth Quarter 2022 Net Income of $1.0 Billion or $3.77 Per Diluted Share and Full Year Net Income of $4.4 Billion or $15.50 Per Diluted Share

News for Discover Stock (DFS)