Consumer Portfolio Services

Consumer Portfolio Services, Inc. operates as an independent finance company. The firm provides indirect automobile financing to individuals with past credit problems, low incomes, and limited credit histories. It engages in purchase and service of retail automobile contracts originated primarily by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company was founded on March 8, 1991 and is headquartered in Las Vegas, NV.

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Earnings data Q1 2024

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Consumer Portfolio Services (CPSS) reports record earnings amidst market challenges

Consumer Portfolio Services (CPSS) delivered strong financial performance in 2022, overcoming challenges with strategic adjustments and technological investments. The company's focus on credit tightening and rate increases bodes well for future resilience and growth.

Consumer Portfolio Services reports resilient Q1 performance amidst credit challenges

Consumer Portfolio Services (CPSS) navigated challenges in Q1 2023 with resilience, focusing on portfolio performance and strategic initiatives.
Despite a decline in pretax earnings, the company demonstrated strength in managing credit tightening and maintaining a strong APR.
Opportunities lie in leveraging industry indicators, technology investments, and market focus to drive growth and improve customer payment management.
CPSS faces challenges in expenses, credit tightening impact, and credit performance, requiring continued strategic adjustments and monitoring.

Consumer Portfolio Services (CPSS) reports mixed Q2 performance

Consumer Portfolio Services (CPSS) reported a mixed performance in Q2 2023 with revenue growth but lower earnings due to increased expenses. The company's strong presence in the securitization market and record high shareholders' equity demonstrate resilience and profitability.
While facing challenges from rising interest rates and portfolio metrics, CPSS is strategically positioned to capitalize on opportunities for growth through enhanced portfolio performance and operational efficiency.

Consumer Portfolio Services reports resilient Q3 performance amidst industry challenges

Consumer Portfolio Services (CPSS) navigated industry challenges to deliver a strong quarter, focusing on operational enhancements and strategic changes. Despite a decrease in earnings, the company remains optimistic about future prospects, aiming for continued growth and performance improvement.

Consumer Portfolio Services (CPSS) reports resilient performance and eyes growth in 2024

Consumer Portfolio Services (CPSS) showed resilience and strategic focus in 2023, overcoming challenges from the 2022 vintage performance. The company outperformed competitors in credit performance, saw revenue growth, and made significant improvements in portfolio management. CPSS remains optimistic about future growth opportunities and continues to prioritize customer affordability and technological advancements.

Consumer Portfolio Services (CPSS) Reports Strong Q1 Performance and Growth Opportunities

Consumer Portfolio Services (CPSS) reported a positive Q1 2024 performance with revenue growth, increased originations, and strengthened financial position. While facing challenges such as rising expenses and lower net income, CPSS demonstrated resilience through effective credit management and operational enhancements. The company has opportunities for growth through leveraging its initiatives and enhancing collections and operational efficiency.

Consumer Portfolio Services (CPSS) reports strong Q2 growth and strategic focus

Consumer Portfolio Services (CPSS) is navigating a transition to a more growth-oriented strategy while maintaining a focus on credit quality. The company's financials reflect a balance between revenue growth and expense management, with a strategic emphasis on expanding its market presence and improving risk management.

Consumer Portfolio Services reports revenue growth amidst challenges and opportunities

Consumer Portfolio Services (CPSS) had a strong quarter with revenue growth and operational achievements. While facing challenges such as a decrease in net income, the company is well-positioned to leverage opportunities in the market. By focusing on credit quality and growth strategies, CPSS aims to sustain its positive momentum.

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Consumer Portfolio Services (CPSS) delivered earnings and revenue surprises of -50.00% and -10.00%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Consumer Portfolio Services (CPSS) Misses Q2 Earnings and Revenue Estimates

Shares of Consumer Pf Servs (NASDAQ:CPSS) were flat after the company reported Q2 results.

Recap: Consumer Pf Servs Q2 Earnings

LAS VEGAS, July  21, 2020  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $3.0 million, or $0.13 per diluted share, for its second quarter ended June 30, 2020. This compares to net income of $1.8 million, or $0.08 per diluted share, in the second quarter of 2019.

CPS Announces Second Quarter 2020 Earnings

Las Vegas, Nevada, July  17, 2020  (GLOBE NEWSWIRE) --  Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, July 22, 2020 at 1:00 p.m. ET to discuss its second quarter 2020 operating results.  Those wishing to participate by telephone may dial-in at 877 312-5502, or 253 237-1131 for international participants, approximately 10 minutes prior to the scheduled time. The conference identification number is 9486817.

CPS to Host Conference Call on Second Quarter 2020 Earnings

Consumer Portfolio Services (CPSS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Consumer Portfolio Services (CPSS) Earnings Expected to Grow: Should You Buy?

LAS VEGAS, Nevada, June  10, 2020  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of its second term securitization in 2020.  The transaction is CPS's 36th senior subordinate securitization since the beginning of 2011 and the 19th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.  

CPS Announces $202.3 Million Senior Subordinate Asset-Backed Securitization

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is Consumer Portfolio Services (CPSS) a Great Value Stock Right Now?

Consumer Portfolio Services, Inc. (CPSS) CEO Charles Bradley on Q1 2020 Results - Earnings Call Transcript

Consumer Portfolio Services (CPSS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

What Makes Consumer Portfolio Services (CPSS) a New Buy Stock

Earnings Preview: Consumer Portfolio Services (CPSS) Q4 Earnings Expected to Decline

LAS VEGAS, Nevada, Jan.  15, 2020  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of its first term securitization in 2020.  The transaction is CPS's 35th senior subordinate securitization since the beginning of 2011 and the 18th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.  

CPS Announces $260.0 Million Senior Subordinate Asset-Backed Securitization

Consumer Portfolio Services, Inc. (CPSS) CEO Charles Bradley on Q3 2019 Results - Earnings Call Transcript

Consumer Portfolio Services (CPSS) delivered earnings and revenue surprises of -11.11% and 1.08%, respectively, for the quarter ended September 2019. Do the numbers hold clues to what lies ahead for the stock?

Consumer Portfolio Services (CPSS) Q3 Earnings Miss Estimates

LAS VEGAS, NV, Oct.  29, 2019  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $1.8 million, or $0.08 per diluted share, for its third quarter ended September 30, 2019. This compares to net income of $3.2 million, or $0.13 per diluted share, in the third quarter of 2018. 

CPS Announces Third Quarter 2019 Earnings

LAS VEGAS, Nevada, Oct.  16, 2019  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of its fourth term securitization in 2019.  The transaction is CPS's 34th senior subordinate securitization since the beginning of 2011 and the 17th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.  

CPS Announces $274.3 Million Senior Subordinate Asset-Backed Securitization

Earnings Preview: Consumer Portfolio Services (CPSS) Q3 Earnings Expected to Decline

Is Consumer Portfolio Services (CPSS) Stock Undervalued Right Now?

LAS VEGAS, Aug.  29, 2019  (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq:  CPSS) has been invited to present at the  8  th   Annual Gateway Conference , which is being held September 4-5, 2019 at the Four Seasons Hotel in San Francisco, CA.

Consumer Portfolio Services, Inc. to Present at the 8th Annual Gateway Conference on September 4, 2019

Consumer Portfolio Services' (CPSS) CEO Charles Bradley on Q2 2019 Results - Earnings Call Transcript

Consumer Portfolio Services (CPSS) delivered earnings and revenue surprises of -11.11% and 1.65%, respectively, for the quarter ended June 2019. Do the numbers hold clues to what lies ahead for the stock?

Consumer Portfolio Services (CPSS) Q2 Earnings Miss Estimates

Consumer Portfolio Services (CPSS) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Consumer Portfolio Services (CPSS) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Release

Consumer Portfolio Services, Inc. (CPSS) could be a stock to avoid from a technical perspective, as the firm is seeing unfavorable trends on the moving average crossover front.

Moving Average Crossover Alert: Consumer Portfolio Services

Consumer Portfolio Services' (CPSS) CEO Charles Bradley on Q1 2019 Results - Earnings Call Transcript

News for Consumer Portfolio Services Stock (CPSS)