Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Ally Financial

American Express

Bank of America

Bank of New York Mellon

Citigroup

Citizens Financial Group

First Citizens BancShares

Fifth Third Bancorp

Goldman Sachs

Huntington Bancshares

JPMorgan Chase & Co

Morgan Stanley

M&T Bank

PNC Financial Services

Charles Schwab

SPDR S&P 500 ETF Trust

State Street

Truist Financial

U.S. Bancorp

Wells Fargo

With another round of Federal Reserve stress tests in the books, many large U.S. banks have already announced dividend increases. Analysts at Jefferies compiled the data in a report sent to clients early Monday.

This is how much the largest 20 U.S. banks raised dividends after stress tests

Capital One has a highly profitable business, and is acquiring Discover in an all-stock deal. Discover not only magnifies the size of the credit card business, but also brings its in-house payment network to the table.

Could Capital One Become the Next Visa or Mastercard?

MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced the company's preliminary Stress Capital Buffer Requirement (“SCB”), as calculated by the Federal Reserve 2024 Comprehensive Capital Analysis and Review process (“CCAR”), is 5.5 percent, effective October 1, 2024. Capital One's previously disclosed SCB of 4.8 percent, as calculated by the Board of Governors of the Federal Reserve System 2023 CCAR process, will remain in effect through the end of the thir.

Capital One Announces Stress Test Results

Cleveland-Cliffs

Discover

Live Nation

Nucor

Energy Select Sector SPDR Fund

Financial Select Sector SPDR Fund

After a shaky debate performance from President Biden, stocks that could be winners in a Trump presidency are rallying Friday. Green energy stocks are lower.

‘Trump' Stocks Are Rising: Banks, Managed Care, Steel

Mastercard

MCLEAN, Va.--(BUSINESS WIRE)--Capital One releases new study examining small business consumer spend volume in Richmond, Virginia.

New Capital One Study Finds Consumer Spending at Downtown Richmond Small Businesses Has Grown Nearly 50% Since 2019

Walmart

Walmart and Capital One have reportedly settled a lawsuit centering on their former credit card partnership. The case was dismissed Thursday (June 20) by a judge after the companies resolved their claims and counterclaims, Reuters reported Friday (June 21).

Report: Walmart and Capital One Settle Legal Battle

Walmart settled its lawsuit against Capital One over their credit card partnership, which had made Capital One the exclusive issuer of Walmart-branded consumer credit cards before ending last month.

Walmart, Capital One settle lawsuit over credit card partnership

MCLEAN, Va. , June 18, 2024 /PRNewswire/ -- On Tuesday, July 23, 2024, at approximately 4:05 p.m.

Capital One Financial Corporation to Webcast Conference Call on Second Quarter 2024 Earnings

Capital One is a financial services company with a market cap of over $50 billion, focusing on strong financial returns and acquiring Discover Financial Services. Q1 2024 highlights include $1.3 billion net income, strong credit card focus, and maintaining strong allowances for credit losses. Capital One is acquiring Discover at a 26% premium, expecting $2.7 billion in pre-tax synergies and a >15% increase in 2027 EPS.

Capital One Is One Of Our Favorite Financial Firms

DHL Group

Northern Trust

That's for at least two reasons. The first is higher interest rates: Many commercial mortgages are five-year balloons, which means that many loans extended at low rates in 2019 are repricing this year at much higher rates.

The bank stocks that conservative investors should consider

Market loan delinquency rates are slowing, indicating a reversal of the previous trend. The debt-to-income ratio remains healthy while the inflation rate is subdued, suggesting no signs of consumers' financial deterioration. Capital One will benefit from lower provisions for credit losses.

Capital One: 30%+ Growth Potential In The Coming Year

Barclays

Toronto-Dominion Bank

Bank stocks in the U.S. have staged a nice recovery. The S&P Banks Select Industry Index is up 33% over the past 12 months, outperforming a 26% gain in the benchmark S&P 500 index over the same period.

3 Sorry Bank Stocks to Sell in May While You Still Can

Capital One and Walmart announced the end of their exclusive consumer credit card partnership that began in 2019, though cardholders can continue to use their cards and earn rewards.

Walmart, Capital One end exclusive consumer credit card agreement

Capital One will no longer be the exclusive issuer of Walmart Consumer Credit Cards. The two companies announced Friday (May 24) in a joint press release that they ended their agreement.

Capital One and Walmart End Exclusive Credit Card Agreement

Walmart Inc (NYSE: WMT) is in the green at writing after announcing an end to its years-long agreement with Capital One Financial Corp (NYSE: COF).  What does it mean for existing cardholders?

Walmart parts ways with Capital One

The retailer has been trying to sever ties with Capital One for over a year.

Walmart and Capital One End Credit-Card Partnership

Capital One Financial will no longer be the exclusive issuer of Walmart-branded credit cards, the companies said on Friday, as they scrapped their agreement following disputes.

Walmart, Capital One end consumer credit card agreement

Cardholders can continue to use their card and earn and redeem rewards as they do today MCLEAN, Va. and BENTONVILLE, Ark.

Capital One and Walmart Announce End of Consumer Card Partnership Agreement

A pair of U.S. banking regulators announced on Tuesday they would be hosting a public meeting on July 19 to solicit input on the proposed acquisition of Discover Financial Services by Capital One Financial Corporation.

US banking regulators announce July 19 public meeting on Capital One-Discover deal

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Discover Financial Services (NYSE: DFS) to Capital One Financial Corporation (NYSE: COF). Under the terms of the proposed transaction, shareholders of Discover will receive 1.0192 shares of Capital One for each share of Discover that they own. KSF is seeking to determine whether this consideration and the proc.

DISCOVER FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Discover Financial Services - DFS

Consumers have been a source of strength for the economy, supported by robust labor markets and wage growth. Credit card net charge-offs and delinquencies have risen as consumer credit card debt surpassed $1 trillion last year.

Credit Card Net Charge-Offs Are Rising. Here's Why Banks Aren't Too Concerned.

Synchrony Financial

The credit card regulation is part of President Joe Biden's broader election-year war against what he deems junk fees.

CFPB rule to save Americans $10 billion a year in late fees faces possible last-minute freeze

Capital One stock has proven a long-term winner. Many of its biggest gains, however, have been over short periods of time.

If You'd Invested $250 in Capital One Stock 5 Years Ago, Here's How Much You'd Have Today

Capital One missed EPS estimates, reporting $3.13 against the expected $3.25. Total net charge-offs rose 54% to $2.62 billion.

Capital One Misses Earnings Estimates on Higher Charge-Offs

Capital One (COF) records y/y increases in revenues and expenses in the first quarter of 2024.

News for Capital One Stock (COF)