Cullen/Frost Bankers

Cullen/Frost Bankers, Inc. operates as a bank holding company of Frost Bank, which engages in the provision of commercial and consumer banking services. It operates through the following segments: Banking and Frost Wealth Advisors. The Banking operating segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products and human resources consulting services. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services. The company was founded by Thomas Claiborne Frost in 1868 and is headquartered in San Antonio, TX.

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Cullen/Frost Bankers posts stellar Q4 earnings, eyes growth opportunities

Cullen/Frost Bankers delivered strong financial performance in Q4 2022, with notable earnings growth and improved profitability metrics.
The bank showcased solid credit quality, successful expansion efforts, and a focus on long-term investments for growth and competitiveness.
Challenges include managing expenses amid expected increases and optimizing the loan-to-deposit ratio in light of deposit dynamics.
Strategies for expense management, revenue optimization, and maintaining a balance between growth and profitability will be crucial for future success.

Cullen/Frost Bankers (CFR) reports robust Q1 earnings and eyes Texas market expansion

Cullen/Frost Bankers delivered stellar financial results, with strong consumer business growth and credit quality. While facing challenges in commercial activity, the bank remains resilient and focused on strategic expansion in Texas markets. Opportunities for growth through branch expansion and structured loan deals are on the horizon.

Cullen/Frost Bankers (CFR) reports robust Q2 earnings and growth opportunities

Cullen/Frost Bankers (CFR) delivered strong financial results, marked by record customer relationships and stable performance metrics.
While facing challenges in deposit trends and specific loan issues, the bank's strategic initiatives and prudent management position it for growth.
Opportunities in optimizing deposits, share repurchases, and branch profitability offer avenues for long-term success and sustained profitability.

Cullen/Frost Bankers (CFR) reports strong Q3 earnings and growth outlook

Cullen/Frost Bankers (CFR) delivered strong financial performance in Q3, driven by robust consumer and commercial banking activities.
While facing challenges in specific sectors and competitive pressures, CFR remains optimistic about future growth opportunities and market expansion.
Strategic initiatives like new branch openings and potential share buybacks signal confidence in long-term growth prospects and commitment to shareholder value.
Overall, CFR's solid balance sheet, positive consumer outlook, and focus on prudent expense management position the bank well for future success.

Cullen/Frost Bankers reports solid Q4 earnings amidst growth opportunities

Cullen/Frost Bankers delivered solid financial performance in Q4 2023, with strong deposit and loan growth, while managing risks effectively.
The company faces challenges in managing deposit costs, potential exposure in the construction portfolio, and increased competition in the Texas market.
Opportunities exist in commercial real estate and mortgage business growth, supported by strategic initiatives and a focus on quality relationships.
Overall, Cullen/Frost Bankers' proactive approach to risk management and growth strategies position them well for the future.

Cullen/Frost Bankers reports solid Q1 earnings amidst growth opportunities

Cullen/Frost Bankers reported solid Q1 earnings despite challenges like a decrease in average deposits and increased problem loans, with a focus on strong organic growth and customer satisfaction.
The bank's performance metrics, including return on assets and equity, remained robust, with opportunities for loan growth exceeding expectations and potential lift in net interest income.
While facing pressures like lower service charges and increased expenses, Cullen/Frost Bankers is well-positioned to navigate challenges and capitalize on growth opportunities in the market.

Cullen/Frost Bankers reports Q2 earnings decline, eyes growth strategies

Cullen/Frost Bankers' Q2 performance reflects a mixed financial picture with some areas of strength and challenges
The bank's organic growth program and consumer real estate lending are notable positives
However, anticipated increases in charge-offs and expenses pose challenges to profitability
Strategic management of growth opportunities and cost control will be key moving forward

Cullen/Frost Bankers reports Q3 earnings decline, eyes market expansion

Cullen/Frost Bankers' Q3 performance reflects mixed results with strong loan growth but lower EPS.
The bank's consumer and commercial businesses showed resilience and growth potential.
Challenges include credit risk management and slight decline in deposit growth.
Opportunities lie in market expansion, fee income growth, and new customer acquisition strategies.

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Cullen/Frost Bankers, Inc. is a financial holding company, which engages in the provision of commercial and consumer banking services. It operates through the Banking and Frost Wealth Advisors segments. The Banking segment involves the operation of commercial and consumer banking services. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services. The company was founded by Thomas Clayborne Frost in 1868 and is headquartered in San Antonio, TX.

Cullen/Frost (CFR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Cullen/Frost Bankers (CFR) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Cullen/Frost (CFR) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Cullen/Frost (CFR) Surges 3.8%: Is This an Indication of Further Gains?

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SAN ANTONIO , July 8, 2024 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) will host a conference call on Thursday, July 25, 2024 to discuss second quarter 2024 earnings. Earnings Release :  The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m.

Cullen/Frost Bankers, Inc. Hosts Second Quarter 2024 Earnings Conference Call

SAN ANTONIO , July 1, 2024 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) announced today that Jerry Salinas, group executive vice president & chief financial officer of Cullen/Frost and Frost Bank, has decided to retire at the end of 2024. Salinas has worked at Frost since 1986 in several positions, including being named bank and corporate controller in 1989 and treasurer in 1997.

JERRY SALINAS, FROST'S CHIEF FINANCIAL OFFICER, TO RETIRE AT END OF THIS YEAR

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Economic data suggests a recession may be looming, with signs of weakening in the labor market and consumer spending. Investing based on politics is not recommended, as market reactions to political events can be unpredictable and counterintuitive. The resurgent trade war is expected to have negative impacts on the economy, with potential inflation and job losses.

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Cullen/Frost's (CFR) strong balance sheet position and solid net interest income are positives. Escalating costs are likely to impede growth.

Cullen/Frost (CFR) Thrives on Organic Growth Amid Cost Woes

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The stock market breadth is very thin right now. The market is primarily being driven by a handful of big winners in the AI space. Consumers clearly have a very different perspective on inflation than economists do. Consumer spending is in the midst of a broad-based slowdown.

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Texas regional bank Cullen/Frost Bankers has underperformed the SPDR S&P Regional Banking ETF in the past three months. CFR trades at a higher price to book value and P/E ratio compared to the regional bank average. CFR has strong market share in Texas, is well-capitalized, and has conservative loan underwriting, making it an attractive investment.

Cullen/Frost Bank's Strengths Are Undervalued

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My natural inclination is to save money and invest in dividend growth stocks, but it pays dividends to remember that the ultimate goal is the financial freedom to enjoy life. The article highlights the shift in market narrative from rate cuts to potential rate hikes, and the impact this has on stock prices. I maintain that the economy is in disinflationary mode, and the economic drag caused by fiscal largesse and government debt actually reinforces this.

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Cullen/Frost's (CFR) first-quarter earnings beat estimates on the back of higher non-interest income and loan balances. However, lower NII, high expenses and high provisions turn out to be negatives.

Cullen/Frost (CFR) Stock Down 5.2% Despite Q1 Earnings Beat

Cullen/Frost Bankers, Inc. (CFR) Q1 2024 Earnings Conference Call April 25, 2024 2:00 PM ET Company Participants A.B. Mendez - SVP and Director of IR Phil Green - Chairman and CEO Jerry Salinas - Group Executive Vice President and CFO Conference Call Participants Casey Haire - Jefferies Steven Alexopoulos - JPMorgan Dave Rochester - Compass Point Peter Winter - D.A.

Cullen/Frost Bankers, Inc. (CFR) Q1 2024 Earnings Call Transcript

The headline numbers for Cullen/Frost (CFR) give insight into how the company performed in the quarter ended March 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Here's What Key Metrics Tell Us About Cullen/Frost (CFR) Q1 Earnings

Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.15 per share, beating the Zacks Consensus Estimate of $2.13 per share. This compares to earnings of $2.70 per share a year ago.

Cullen/Frost Bankers (CFR) Q1 Earnings Top Estimates

Board declares second quarter dividend on common and preferred stock SAN ANTONIO , April 25, 2024 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) today reported first quarter 2024 results. Net income available to common shareholders for the first quarter of 2024 was $134.0 million, and was impacted by a $7.7 million ($6.1 million after tax) addition to the estimated FDIC special assessment.

CULLEN/FROST REPORTS FIRST QUARTER RESULTS

Besides Wall Street's top -and-bottom-line estimates for Cullen/Frost (CFR), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2024.

Seeking Clues to Cullen/Frost (CFR) Q1 Earnings? A Peek Into Wall Street Projections for Key Metrics

SALT LAKE CITY--(BUSINESS WIRE)--Atomic is excited to announce its collaboration with San Antonio-based Frost Bank, a top 50 financial institution with 185 branch locations across Texas. Incorporating Atomic into its operations will help Frost achieve its goals of improving customer satisfaction and making banking more accessible for all. Frost will be using Atomic's solution for direct deposit switching to provide their customers with a seamless experience that fits with the bank's focus on te.

Frost Bank Improves Customer Experience with Atomic Direct Deposit Switch

Cullen/Frost (CFR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Cullen/Frost Bankers (CFR) to Report a Decline in Earnings: What to Look Out for

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US regional banks' first quarter earnings should demonstrate resilience in earnings per share (EPS) despite a tough revenue growth environment, analysts at the Bank of America believe. They wrote in a note to clients that investors will be looking for potential areas of vulnerability in a higher for longer interest rate backdrop, specifically in commercial real estate, overall credit, and deposit costs.

US regional banks' Q1 earnings expected to show resilient profits despite revenue challenges

SAN ANTONIO , April 4, 2024 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) will host a conference call on Thursday, April 25, 2024 to discuss first quarter 2024 earnings. Earnings Release : The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m.

Cullen/Frost Bankers, Inc. Hosts First Quarter 2024 Earnings Conference Call

SAN ANTONIO, March 28, 2024 /PRNewswire/ -- For the 15th consecutive year, Frost Bank received the highest ranking for banking customer satisfaction in Texas, according to the J.D. Power 2024 U.S. Retail Banking Satisfaction StudySM.

FOR 15TH CONSECUTIVE YEAR, FROST BANK RANKS HIGHEST IN J.D. POWER'S TEXAS RETAIL BANKING CUSTOMER SATISFACTION

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