Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

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Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Purchase/sale of investments

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Free cash flow

Citigroup

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

The Federal Reserve Board announced Thursday that it will conduct a climate risk analysis involving six of the largest U.S. banks beginning next year.

Fed enlists six major banks for climate risk analysis

Apple

Amazon

Chevron

General Motors

Occidental Petroleum

VeriSign

Investors who are fans of Warren Buffett may want to look at his Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ) holdings. The Oracle of Omaha owns companies spanning industries from tech to oil and gas to finance and banking.

7 Undervalued Warren Buffett Stocks to Buy Before They Rebound

Barclays

Credit Suisse

Deutsche Bank

Jefferies Financial Group Inc

Nomura Holdings

UBS Group AG

Eight banks and three other FIs will pay a combined $1.8 billion for their message retention failures, highlighting the need for better tech tools at work.

Big banks face $1.8 billion in fines for employee messaging record-keeping blunder

Bank of America Corp. (NYSE: BAC) opened lower on Thursday The banking sector, like many sectors, has been negatively affected by soaring inflation and rising interest rates.

Here's What To Watch On Bank Of America Stock Following Fed's Latest Rate Hike - Bank of America (NYSE:BAC)

The Federal Reserve announced Thursday that six of the nation's largest banks would participate in a pilot climate scenario analysis exercise in 2023.

Fed to kick off climate scenario analysis in 2023 with six large banks

AT&T

A bear market in bonds could be over soon. Here's where to find value in fixed income and some dividend-paying stocks.

Welcome Back, Yields. What to Buy Now.

The U.S. Federal Reserve Board should consider relaxing bank-merger guidelines focused on branch concentration, last updated in 1995, to account for competition from financial technology companies, Michelle Bowman, a governor at the Federal Reserve Board, said Wednesday.

Fed official suggests easing of big-bank merger rules as competition from fintech increases

Barclays PLC (LSE:BARC), Goldman Sachs (NYSE:GS) and Credit Suisse were among a host of companies fined by the US regulator for traders' use of their phones for work communication, and not properly maintaining and preserving electronic communications. Bank of America Corp (NYSE:BAC), Citigroup Inc (NYSE:C), Morgan Stanley (NYSE:MS) and UBS were among the others fined by the regulator for a combined total of US$1.1bn.

Barclays and other banks hit with fines for using WhatsApp and not keeping records

The Wall Street banks like BCS, BAC, GS & MS face penalties from the SEC and the CFTC for violating record-keeping laws. In a similar case, JPM was fined in December 2021.

SEC, CFTC Fine Wall Street Banks for Record-Keeping Failures

A Goldman Sachs senior investment banker sent and received "tens of thousands" of off-channel text messages, the SEC said.

Wall Street banks including Bank of America and Goldman Sachs fined $1.8 billion over failures in monitoring how staff used personal phones to talk about work

Communicating on private devices makes it difficult for banks to maintain record-keeping of what everyone is doing, as they are required to do by law.

Wall Street's texting problem forces unhappy regulators to send a billion dollar message

Moody's

U.S. Bancorp

Interest rates have risen rapidly since March and that has had varying effects on stocks.

The Fed Raised Interest Rates Again: Here's How They Affect These 3 Warren Buffett Stocks

CrowdStrike

Enterprise Products Partners

Green Thumb Industries Inc.

Mastercard

Microsoft

Western Digital

10 Top Stocks to Buy in a Bear Market

Goldman Sachs, Citigroup and other financial giants have agreed to pay regulators $1.1 billion in penalties for not monitoring employees using unauthorized messaging apps, according to a press release from the Securities and Exchange Commission (SEC) on Tuesday (Sept. 27).

Goldman Sachs and 15 Financial Firms Pay $1.1B to Settle SEC WhatsApp Probe

More than a dozen financial institutions agreed to pay more than $1 billion collectively for failing to properly collect employees' text messages for their records, the Securities and Exchange Commission announced Tuesday.

Big banks to pay more than $1 billion for ‘widespread and longstanding failures' in keeping text-message records

97% of employers feel responsible for employee financial wellness, with 91% seeing higher employee satisfaction when offering resources to manage overall wellbeing CHARLOTTE, N.C. , Sept. 27, 2022 /PRNewswire/ --  Bank of America today announced findings from its 12th annual Workplace Benefits Report, "Navigating a New Era of Financial Wellness.

Bank of America Study Finds 84% of Employers Now Say Offering Financial Wellness Tools Helps Increase Employee Retention

QR Sign-In Kicks Off Next Stage of Investment for Identity and Authentication Technology NEW YORK , Sept. 26, 2022 /PRNewswire/ -- Bank of America today announced the launch of QR sign-in for CashPro, a development that makes it easier for companies to access their payments, cash management and trade finance operations.

Bank of America's CashPro® Modernizes the Sign-In Experience With Biometrics

Citrix Systems

The trouble with a recent deal for buyout debt could be an even bigger worry if more of that type of lending shifts away from banks.

Banks Could Get Nudged Out of Leveraged Lending

With rising interest rates, Bank of America has seen net interest income start to ramp up this year.

Bank of America Always Expected a Big Year From Its Loan Business. Now, It Might Be Even Better

Riding the Oracle of Omaha's coattails has been making investors richer for decades.

3 Surefire Warren Buffett Stocks to Buy as the Market Plunges

Shares of the Bank of America Corp (NYSE: BAC) ended a bit above their year-to-date low but Gina Sanchez (Lido Advisors) remains convinced the stock will eventually benefit from higher rates. Bank of America stock is a great pick for higher rates She recommends buying Bank of America shares after the U.S.

Pro says buy Bank of America stock after Fed signalled 4.6% terminal rate

Investment banks including Bank of America Corp., Credit Suisse Group AG and Goldman Sachs Group Inc. are on track to collectively lose more than $500 million on debt backing the largest U.S. leveraged buyout of the year after it was sold to investors at a steep discount.

Citrix debt deal prices with large losses for banks

Berkshire Hathaway's investment portfolio hasn't looked like this in a long time.

2 Things Warren Buffett Just Did for the First Time This Century

Costco

Coca-Cola

Tesla

UnitedHealth Group

Visa

This year's market selloff has been relentless and shows no signs of slowing down anytime soon. With the S&P 500 and Nasdaq indices each down 20% or more on the year and officially in a bear market, many analysts and traders are referring to this year's downturn as a “crash.

7 S&P 500 Stocks to Buy During a Stock Market Crash

BOK Financial

Huntington Bancshares

Zions Bancorp

The current situation is like a double-edged sword for banks, including JPMorgan (JPM), Bank of America (BAC), Huntington (HBAN), BOK Financial (BOKF) & Zions (ZION), as the Fed signals more rate hikes and also projects significant economic slowdown.

News for Bank of America Stock (BAC)