Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Stockholders equity

Minority interest

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Total debt

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Book value per share

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Change in working capital

Cash from investing

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Purchase/sale of investments

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CHARLOTTE, N.C., Jan. 12, 2022 /PRNewswire/ -- As previously announced, Bank of America (NYSE: BAC) will report its fourth-quarter 2021 financial results on Wednesday, January 19.

Bank of America to Report Fourth-Quarter 2021 Financial Results on January 19

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As we have noted on multiple occasions, one of the few sectors in which companies applaud higher interest rates is the financials.

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With the Federal Reserve all but certain to raise rates in 2022, the banks are suddenly one of the hottest industries this earnings season.

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The bank will cut the overdraft fees it charges customers to $10 from $35 starting in May. It will also stop charging fees for bounced checks.

Bank Of America Slashes Fees For Account Overdrafts

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It's often called a “penalty for being poor” — and it's being phased out.

‘This is a brilliant move': Bank of America slashes overdraft fees — and it has good reason to do so

Bank of America said it is slashing the fees it charges customers who overdraw their accounts and plans to eliminate non-sufficient funds fees entirely.

Bank of America is cutting overdraft fees

Bank of America is joining JPMorgan and Capital One in cutting overdraft fees.

Bank of America cuts overdraft fees

The move comes amid growing regulatory and congressional scrutiny of such fees.

Bank of America to cut overdraft fees from $35 to $10

The changes will lead to a 97% drop in overdraft revenue for the bank from 2009 levels.

Bank Of America Cuts Overdraft Fees, Eliminates Insufficient Funds Fees

Bank of America, the second-largest U.S. bank, is reducing overdraft fees from $35 to $10 starting in May, the bank said in a news release on Tuesday.

Bank of America to reduce overdraft fees this spring

CHARLOTTE, N.C., Jan. 11, 2022 /PRNewswire/ -- Bank of America today announced significant changes to its overdraft services, including plans to eliminate non-sufficient funds (NSF) fees beginning in February, and to reduce overdraft fees from $35 to $10 beginning in May.

Bank of America Announces Sweeping Changes to Overdraft Services in 2022, Including Eliminating Non-Sufficient Funds Fees and Reducing Overdraft Fees

Could the big bank stock double this year?

Will Bank of America Stock Hit $100 in 2022?

CHARLOTTE, N.C., Jan. 10, 2022 /PRNewswire/ -- Bank of America Corporation today announced the Board of Directors has authorized regular cash dividends on the outstanding shares or depositary shares of the following series of preferred stock:  Series of Preferred Stock Dividend per Share or Depositary Share1 Record Date Payment Date Floating Rate Non-Cumulative, Series E $0.25556 January 31 February 15 Floating Rate Non-Cumulative, Series F $1,000.00000 February 28 March 15 Adjustable Rate Non-Cumulative, Series G $1,000.00000 February 28 March 15 Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series X $31.25 February 15 March 7 Floating Rate Non-Cumulative Preferred Stock, Series 1 $0.1875 February 15 February 28 Floating Rate Non-Cumulative Preferred Stock, Series 2 $0.19167 February 15 February 28 Floating Rate Non-Cumulative Preferred Stock, Series 4 $0.25556 February 15 February 28 Floating Rate Non-Cumulative Preferred Stock, Series 5 $0.25556 February 1 February 22 Cumulative Preferred Stock, Series AA $30.50 March 1 March 17 Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series DD $31.50 February 15 March 10 Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series FF $29.375 March 1 March 15 6.000% Non-Cumulative Preferred Stock, Series GG $0.375 February 1 February 16 5.375% Non-Cumulative Preferred Stock, Series KK $0.3359375 March 1 March 25 5.000% Non-Cumulative Preferred Stock, Series LL $0.3125 March 1 March 17 4.250% Non-Cumulative Preferred Stock, Series QQ $0.3276042 February 1 February 17 Bank of America Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services.

Bank of America Declares Preferred Stock Dividends for First Quarter 2022

Do not fight the Fed. Interest rates are on the way up. BAC appears expensive on some valuation metrics.

Bank of America: Do Not Fight The Fed

Analysts expect big U.S. banks to show an uptick in fourth quarter core revenues thanks to new lending and firming Treasury yields even while headline earnings will be mixed on differences in how each institution accounted for pandemic loan losses.

Big U.S. banks expected to post uptick in core Q4 revenues on economic rebound

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CHARLOTTE, N.C., Jan. 6, 2022 /PRNewswire/ -- Bank of America, N.A.

Bank of America, N.A. Announces Redemption of 3.335% Fixed/Floating Rate Senior Bank Notes, due January 2023

Bank of America Corporation (NYSE:BAC) and Wells Fargo & Company (NYSE:WFC)) have both formed long-term bullish chart patterns that could send each stock into an extended all-time high run.

Chart Wars: Is Bank Of America Or Wells Fargo Headed For A Blue Sky Run First?

The senior leadership team at Bank of America Corporation (NYSE:BAC) is slated to release fourth-quarter and full-year financial results before the open on Wednesday, Jan. 19.

Is Bank of America Stock Still Worth the Investment?

JPMorgan Chase analyst Vivek Juneja on Thursday lifted price targets on Wells Fargo & Co. WFC, -0.87% and Bank of America BAC, -1.69% after bullish Fed data on loans. "Banks should start 2022 on a good note because of a sharp surge in commercial and industrial (C&I) loan growth in late 4Q," Juneja said in a note to clients.

Wells Fargo, Bank of America draw price target hikes on bullish loan data

Bank of America Corp appointed Alice Wong as a managing director in its Americas Financial Institutions Investment Banking unit on Wednesday, according to an internal memo seen by Reuters.

BofA appoints MD in Americas Financial Institutions Investment Banking unit

Bank of America Corp told workers on Wednesday it will donate $100 to local food banks for every one of its employees who gets a COVID-19 vaccine booster shot and notifies the bank before Jan. 31, according to a memo seen by Reuters.

Bank of America to staff: Get a booster, we'll give a food bank $100

We have narrowed our search to five banking behemoths with strong long-term (3-5 years) growth potential. These are: GS, MS, JPM, BAC and WFC.

News for Bank of America Stock (BAC)