Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

AmEx's (AXP) Q4 earnings gain traction from lower expenses and a solid performance by Global Consumer Services segment, offset by weak spending volumes.

AmEx's (AXP) Q4 Earnings Surpass Estimates, Decline Y/Y

AXP Q4 results this morning showed only a limited improvement in volume from Q3; shares were down 1.7% pre-market. Proprietary volume was 16% lower year-on-year in Q4 (from 20% lower in Q3), due to most of Travel & Entertainment remaining weak.

American Express: Little Change In Q4, Except A Higher Share Price

American Express topped Q4 estimates Tuesday and said it looks to reach its original 2020 earnings goal in 2022. The post American Express Beats As Trends Improve, Sees Pre-Covid Profit Goal In 2022 appeared first on Investor's Business Daily.

American Express Beats As Trends Improve, Sees Pre-Covid Profit Goal In 2022

The American Express Company (NYSE: AXP) said on Tuesday that its fourth-quarter earnings and revenue saw a decline on a year over year basis. As per the NYSE-listed company, it released £81 million of funds in Q4 that it had previously set aside to cover for bad loans amidst the ongoing COVID-19 crisis that has […] The post American Express says its Q4 earnings and revenue came in weaker than last year appeared first on Invezz.

American Express says its Q4 earnings and revenue came in weaker than last year

American Express (AXP) delivered earnings and revenue surprises of 39.68% and -0.51%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

American Express (AXP) Beats Q4 Earnings Estimates

The company's CEO called 2021 a “transition year.”

American Express Earnings Beat Expectations. Management Is Still Cautious.

Shares of American Express (NYSE:AXP) decreased 0.2% in pre-market trading after the company reported Q4 results. Quarterly Results Earnings per share were down 13.30% over the past year to $1.76, which beat the estimate of $1.31.

Recap: American Express Q4 Earnings

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) today reported fourth-quarter net income of $1.4 billion, or $1.76 per share, compared with net income of $1.7 billion, or $2.03 per share, a year ago. (Millions, except percentages and per share amounts)   Quarters Ended December 31, Percentage Inc/(Dec)  Quarters Ended September 30, Percentage Inc/(Dec) Year Ended December 31,   2020 2019 2020 2019 2020 Total Revenues Net of Interest Expense $ 9,351   $ 11,365 (18) $ 8,751 $ 10,9

American Express Reports Fourth-Quarter Revenue of $9.4 Billion and Earnings Per Share Of $1.76

Mastercard

Visa

To get a glimpse of the state of spending, one needs only to look at the card networks, the gross dollar volumes and cross-border activity to get a sense of where debit and credit are picking up, and where travel is recovering – and where it's not. Mastercard, Visa and American Express (Amex) all report […]

Visa, Mastercard, Amex Earnings To Shed Light On Contactless, Debit Surge

American Express (NYSE:AXP) announces its next round of earnings this Tuesday, January 26. Here is Benzinga's everything-that-matters guide for this Tuesday's Q4 earnings announcement.

Earnings Outlook For American Express

Aggressive selling pressure under the surface is waving a red flag ahead American Express' (AXP) earnings report.

American Express (AXP) Shareholders Exit Ahead of Report

CIT Group

Capital One

Navient

Finance Stocks' Q4 earnings are expected to have gained from relatively higher usage of credit cards amid lower rates. Let's check how American Express (AXP), Navient (NAVI), CIT Group (CIT) and Capital One (COF) might have performed.

Finance Stocks' Q4 Earnings Due on Jan 26: AXP, NAVI & More

AmEx's (AXP) Q4 earnings results are likely to reflect a decline in overall spending but the magnitude is likely to be more moderate than its earlier quarters.

AmEx (AXP) to Report Q4 Earnings: Is a Beat in the Cards?

Apple

Bank of America

Kraft Heinz

Coca-Cola

U.S. Bancorp

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New York, New York--(Newsfile Corp. - January 20, 2021) - Pomerantz LLP is investigating claims on behalf of investors of American Express Company ("American Express" or the "Company") (NYSE: AXP). Su ch investors are advised to contact Robert S. Willoughby at newaction@pomlaw.com or 888-476-6529, ext. 7980.The investigation concerns whether American Express and certain of its officers and/or directors have engaged in securities fraud or other unlawful business practices. [Click here for information...

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of American Express Company - AXP

Shares of American Express Co. rallied 2.3% in premarket trading Tuesday, after J.P. Morgan analyst Richard Shane swung to bullish from bearish on the credit card and travel services company, citing expectations of a sharp rebound in consumer spending.

American Express stocks surges after J.P. Morgan swings to bullish from bearish, boosts price target

Global Payments

Companies in the payments ecosystem serving small businesses are poised to gain from their increasing inclination toward business digitization.

Stocks to Gain From Small Business Shift to Digitization

Investigators at the US Treasury Department, Federal Deposit Insurance Corp. (FDIC), and the Federal Reserve are looking into whether Amex salespeople used aggressive or misleading tactics to issue credit cards to business owners, per The Wall Street Journal.

Amex's card selling practices are being eyed by US federal investigators

American Express (AXP) provides a package of offers to US consumers, small businesses, and co-branded card members and merchants.

AmEx (AXP) Provides a Bouquet of Offers for Its Card Members

General Motors

Sirius XM Holdings Inc

Wells Fargo

Bank of New York Mellon

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The Top 10 Warren Buffett Stocks

The company is alleged to have used pressure tactics to get business owners to apply for cards.

Feds Investigating American Express Over Business Payment Cards

American Express Company (NYSE: AXP) is facing an investigation from three separate federal agencies over its business practices for card sales, the Wall Street Journal's reports. AXP shares dipped as much as 5% on Thursday as the news broke.

AmEx Faces Three-Pronged Federal Investigation Over Card Sales Practices: WSJ

Officials at the Federal Reserve, the Federal Deposit Insurance Corp. (FDIC) and the Treasury Department are looking to see if American Express Co. (AmEx) harnessed strong and deceptive sales practices for card sales to business owners and if clients experienced negative effects, The Wall Street Journal reported Thursday (Jan. 7), citing unnamed sources. The paper […]

AmEx Faces Fed Inquiry On Business Card Sales Tactics

American Express' stock dropped as much as 4% on Thursday after the Wall Street Journal reported that regulators are investigating whether the company misled businesses to get them to sign up for cards. The inspectors general offices of the Treasury Department, Federal Deposit Insurance Corp., and Federal Reserve are investigating whether American Express used deceptive sales tactics to sell cards to business owners and whether customers were harmed, the Wall Street Journal reported, citing people familiar with the matter. The Office of the Comptroller of the Currency is also investigating the issue, the Journal said.

Fed allege AmEx misled small business owners to get them to sign up for pricey credit cards, according to report

American Express said Thursday in a statement that it has "robust compliance policies and controls in place, and do not tolerate misconduct."

News for American Express Stock (AXP)