Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q1 2024

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Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Dick's Sporting Goods

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Buying dividend stocks can be tricky. Oftentimes, stocks that pay exorbitantly high dividends have underlying financial problems, and their share price is languishing.

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Apple

Honeywell

After a booming start to the year, the market hit turbulence in August. Rising rates and economic concerns about China have rocked the markets leading to oversold blue-chip stocks.

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McDonald's

Blue chip stocks to check out in the stock market today.

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While the timing is unclear, a bull market is coming. Despite the high yields available in bonds, now is not the time to be too risk-averse.

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Mastercard

Visa

American Express is increasing its merchant distribution around the globe. It is working to acquire more younger people to use its credit cards.

Buy One of Warren Buffett's Favorite Stocks Before It's Too Late

Ally Financial

Dividend growth is an easy formula for building retirement wealth. Ally Financial is cheap and has the potential to increase its dividend payouts substantially in the coming years.

2 Monster Dividend Growers to Buy Without Hesitation

Citigroup

Kraft Heinz

You can (usually) never go wrong aligning your portfolio with legendary investors, which brings us to undervalued Warren Buffett stocks. To be quite blunt, not everyone trusts the top holdings of the Oracle of Omaha's conglomerate firm Berkshire Hathaway (NYSE: BKR-B ).

The 3 Most Undervalued Warren Buffett Stocks to Buy Now: August 2023

Bank of America

Chevron

Coca-Cola

Occidental Petroleum

Mirroring the Oracle of Omaha's trading activity has been a moneymaking investing strategy for nearly six decades. Warren Buffett strongly believes in concentrating Berkshire's portfolio into a handful of top investment ideas.

78% of Warren Buffett's $360 Billion Portfolio Is Invested in Only 6 Stocks

JD.com

Kroger

Labcorp Holdings Inc

McKesson

Olin

Stellantis N.V. 

While the glitz and glamour of the hottest technology firms organically command our attention, investors should earmark some time for researching value stocks to buy. Fundamentally, these under-the-radar ideas offer the potential for significant returns.

The 7 Most Undervalued Value Stocks to Buy Now: August 2023

American Express (AXP) launches the in-demand tap to pay facility on TTC to enable its Cardmembers to enjoy a seamless commute across the transit network.

AmEx (AXP) Brings Tap to Pay on TTC, Boosts Canada Foothold

American Express benefits from a strong brand. Management feels optimistic about the near term.

1 Magnificent Warren Buffett Stock That Has Crushed the Market in the Last 3 Years

What Warren Buffett buys often makes news. But what he holds is just as essential as new or increased investments.

3 Investments Warren Buffett Is Making That You Should Too

American Express focuses on top-tier customers, generating significantly higher revenue per card compared to competitors Visa and MasterCard. The company has achieved significant deleveraging, improving its financial situation and allowing for higher returns to shareholders. American Express has a strategic expansion plan that includes consolidating its presence in North America, expanding internationally, and targeting the younger audience.

American Express: Ready To Outperform The Market In The Next Decade

Global X FinTech ETF

Amplify Mobile Payments ETF

SPDR S&P Bank ETF

Vanguard Real Estate ETF

Consumer Staples Select Sector SPDR Fund

Consumer Discretionary Select Sector SPDR Fund

The surge in credit card balances reverberates through various sectors of the economy, each facing unique challenges and opportunities.

ETF Areas in Focus as US Credit Card Balance Crosses $1T

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) Vice Chair Douglas E. Buckminster will participate in the Barclays Global Financial Services Conference on Wednesday, September 13, 2023, at 11:15 a.m. Eastern. Mr. Buckminster will participate in a fireside chat relating to the company's business strategy and financial performance. A live audio webcast of the discussion will be accessible to the general public through the American Express Investor Relations website at http://ir.am.

American Express Vice Chair Douglas E. Buckminster to Participate in Barclays Global Financial Services Conference

Warren Buffett (Trades, Portfolio), the legendary investor and CEO of Berkshire Hathaway Inc. ( BRK.A , Financial) (BKR.B), has emphasized the importance of earnings consistency in his letters to shareholders over the years.

Warren Buffett, Earnings Consistency and American Express

Moody's

Warren Buffett, renowned as the Oracle of Omaha, stands as a titan in the world of finance. His astute investment strategies and unparalleled insights have elevated him to the status of one of the most successful stock market investors in history.

Here's how much copy-trading Warren Buffett's portfolio yielded in 2023

Goldman Sachs

It's been a tough year for banks and the financial services industry, primarily from the implosion of several regional lenders that resulted in government takeovers. Year to date, the S&P Banks Select Industry Index is down 7%.

Sell Alert: 3 Financial Services Stocks to Dump ASAP

American Express is a strong company with a global presence and competitive advantages through its merchant ecosystem. AXP has provided strong returns to shareholders over the past 5 years, outperforming the tech-heavy S&P 500. Despite some risks, such as rising net write-off rates, AXP is expected to continue its revenue and earnings growth, making it an attractive investment for total return investors.

American Express: A Terrific Stock To Put In The Wallet

American Express is a "compounder stock" with a history of generating alpha and has a deep moat. There are some major cyclical headwinds that will likely cause a drawdown in earnings and a buying opportunity lower. American Express is thought of as undervalued when in reality I think it is likely overvalued because it is compared to other credit card companies with very different risks.

American Express: Great Business But Wrong Timing

American Express stock has underperformed the market, but there are reasons to consider adding to a position. The company has expanded its partnerships and global acceptance, providing exclusive benefits to customers. Changing demographics, with more Millennials and Gen Z consumers, align with American Express' focus on travel and experiences.

American Express: Changing Demographics Supports Long-Term Thesis

American Express' share price has declined since my previous article but my investment case for the company remains unchanged. The latest earnings were very solid, with double digits growth in both the top and the bottom line, driven by higher interest income. The US economy remains resilient, especially on the consumer side, which should provide solid support for consumer spending.

American Express Q2 Earnings: Unjustifiably Discounted

Despite worries about the credit card and banking businesses, American Express continues to post strong results.

Here's Why American Express Could Be a Bargain for Patient Investors

American Express posted mixed Q2 numbers. Higher loss rates and reserves are unnerving investors.

Is Now the Right Time to Buy American Express Stock?

Warren Buffett has led Berkshire Hathaway's Class A shares (BRK.A) to a greater-than-4,200,000% return in under six decades. The Oracle of Omaha believes diversification is only necessary if you don't know what you're doing.

News for American Express Stock (AXP)