Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

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Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

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Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Adamari shares her personal journey to drive empowerment through awareness of the importance of proactive health care among U.S. Hispanics COLUMBUS, Ga. , Oct. 3, 2023 /PRNewswire/ -- Aflac, a leading provider of supplemental health insurance in the U.S.,1 is unveiling a new initiative with writer, mom, actress, former Telemundo host and breast cancer survivor Adamari Lopez for their "Remission with a Mission" campaign.

Beloved Hispanic celebrity and breast cancer survivor Adamari Lopez joins Aflac for "Remission with a Mission" campaign

Aflac's already sustainable adjusted diluted EPS payout ratio is set to improve further in 2023. The insurer's net revenue dipped while adjusted diluted EPS excluding foreign currency translation surged higher in the first half of 2023. Aflac is financially well, which is evidenced by its strong liquidity.

Aflac: An Incredible Dividend Aristocrat That Every Dividend Investor Should Own

Chevron

Hartford Financial Services Group

Snap-on

Travelers

The article discusses miserly managers of money. Large cap-picks with ultra low debt-to-equity ratios and nice sized, well covered, growing dividends. These companies also have ample interest expense coverage, an essential when the forward cost of capital is ever-increasing. Insurance, oil & gas seem to be the best operators at the moment with the least need for debt in their capital stacks.

Playing Defense With Low-Debt Dividend Growers

Ten children experience a heartwarming surprise: robotic Aflac ducks delivered with a day full of festive activities in honor of National Childhood Cancer and National Sickle Cell Awareness Month COLUMBUS, Ga. , Sept. 28, 2023 /PRNewswire/ -- Aflac, a leading provider of supplemental health insurance products in the U.S. and a proud supporter of families of children with cancer and blood disorders such as sickle cell disease, delivered today its acclaimed My Special Aflac Ducks to ten children at El Paso Children's Hospital.

Award-winning My Special Aflac Duck® arrives in El Paso to provide comfort and joy to children facing cancer and blood disorders

Applied Materials

Caterpillar

Companies that consistently boost their dividend payouts reflect a successful and shareholder-friendly nature, opting to share a portion of profits with investors. And that's precisely what these three companies have done over the years.

3 Dividend Growers to Buy for Passive Income

Aflac (AFL) remains well-poised for growth on productivity gains in its U.S. business, new product launches, technology investments and solid cash reserves.

Aflac (AFL) Up 36% in a Year: More Growth on the Horizon?

DaVita

Walmart

Stocks have faced pressure over the last several weeks, with continued uncertainty surrounding the economy weighing on investors' minds.

Buy These 3 Low-Beta Stocks to Navigate Volatility

Abbott Labs

Automatic Data Processing

McDonald's

As stocks are subjected to bouts of volatility, place bets on dividend aristocrats like Caterpillar (CAT), Abbott Laboratories (ABT), McDonald's (MCD), Aflac (AFL) and Automatic Data Processing (ADP) for steady income.

5 Dividend Aristocrats to Buy as Things Look Dicey for Wall Street

Kids receive special delivery of robotic Aflac ducks and enjoy a day of fun festivities during National Childhood Cancer and Sickle Cell Awareness Month COLUMBUS, Ga. , Sept. 25, 2023  /PRNewswire/ -- Aflac, the leading provider of supplemental health insurance products in the U.S.1 and proud supporter of families of children with cancer and blood disorders like sickle cell disease (SCD), today delivered its award-winning My Special Aflac Duck to children at The University of New Mexico Children's Hospital in Albuquerque.

Award-winning My Special Aflac Duck® soars into Albuquerque to provide comfort and joy to children facing cancer and blood disorders

Alibaba

Large-caps carry a well-established nature, have greater analyst coverage, and commonly pay dividends, all of which make them so popular. And for those seeking exposure, analysts have recently become bullish on these three.

3 Large-Caps to Buy for a Steady Approach

Aflac Incorporated (NYSE:AFL ) KBW Insurance Conference September 7, 2023 3:05 PM ET Company Participants David Young - VP, Investor and Rating Agency Relations Conference Call Participants Ryan Krueger - KBW Ryan Krueger We're going to get started. I'm Ryan Krueger from KBW.

Aflac Incorporated (AFL) KBW Insurance Conference (Transcript)

Former Ga Tech Star helps Kickoff for a Cause Before the Aflac Kickoff Game ATLANTA , Sept. 1, 2023 /PRNewswire/ -- NFL Hall of Fame receiver Calvin "Megatron" Johnson today stopped by the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta.

Pro Football Hall of Famer Calvin "Megatron" Johnson Jr. Visits Children and Families at the Aflac Cancer and Blood Disorders Center at Children's Healthcare of Atlanta

Johnson & Johnson

Coca-Cola Femsa SAB de CV

Realty Income Corp

Verizon

Waste Management

The rally we've seen in previous weeks has given investors a breath of fresh air, but I believe volatility is likely to persist over the next few months. With the Federal Reserve committed to further rate hikes, turbulence could easily return to the markets later this year.

7 Cash Cow Stocks for Recession-Resilient Dividends

Aflac (AFL) reported earnings 30 days ago. What's next for the stock?

Why Is Aflac (AFL) Down 2.1% Since Last Earnings Report?

Archer-Daniels-Midland Company

Since the market highs in July, stocks have been under considerable pressure. Indeed, 10-year Treasury yields are at the highest level since the global financial crisis.

The 3 Most Promising Dividend Stocks to Own Now

Dynamic duo returns alongside the Aflac Duck and Gap Goat for company's annual campaign in two new ad spots COLUMBUS, Ga. , Aug. 30, 2023 /PRNewswire/ -- Aflac Incorporated , a leading provider of health supplemental insurance in the U.S., is celebrating the return of the 2023-2024 college football season with a new ad campaign starring some familiar faces.

Legendary comeback: Aflac G.O.A.T.s Nick Saban and Deion Sanders reunite for college football

COLUMBUS, Ga. , Aug. 29, 2023 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Vice President of Investor and Rating Agency Relations David A.

Aflac Incorporated to Present at the 2023 KBW Insurance Conference

Aflac (AFL) selects LTIMindtree to aid it in the digital transformation journey and cloud migration.

Aflac (AFL) Collaborates With LTIMindtree for Cloud Migration

Atmos Energy

Sherwin-Williams

Most are familiar with Dividend Aristocrats, S&P 500 companies that have increased dividend payouts for at least 25 consecutive years.

These 3 Stocks Could Soon Be Dividend Kings

Arch Capital

T-Mobile US

With the market facing some selling pressure over the last few weeks, adding an additional layer of portfolio defense could be beneficial.

Seeking Defense? 3 Low-Beta Stocks to Buy

Aflac's (AFL) expense ratio is expected to improve significantly in 2023, dragging the combined ratio down below the year-ago level.

Why Prudent Investors are Buying Aflac (AFL) Shares Now

Award recognizes enterprise excellence and innovation in IT COLUMBUS, Ga. , Aug. 16, 2023 /PRNewswire/ -- Foundry's CIO has named Aflac, a leading provider of supplemental health insurance in the U.S.,1 as a 2023 CIO 100 award winner.

Aflac receives 2023 CIO 100 award from Foundry's CIO

AMERISAFE

Employers Hlds

Unum

Higher claims frequency leading to upward pricing pressure coupled with the adoption of technology is likely to boost the performance of the Zacks Accident and Health Insurance industry players like AFL, UNM, EIG and AMSF.

4 Stocks to Watch From the Prospering Accident & Health Insurance Industry

Improving productivity, contributions from platforms like network dental and vision and group life are likely to buoy Aflac's (AFL) U.S. operations.

Aflac's (AFL) Q2 Earnings Beat on Lower Benefits and Claims

Bunge Global SA

Emerson Electric

A Fitch downgrade of U.S. debt weighed on investor sentiment. But Aflac and Emerson broke out on earnings while Bunge popped.

News for Aflac Stock (AFL)