Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

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The Aflac Way: Making a Difference While Balancing Purpose and Profit COLUMBUS, Ga., March 21, 2022 /PRNewswire/ -- Aflac Incorporated announced today that the company has released its 2021 Business and Sustainability Report, titled "The Aflac Way: Making a Difference While Balancing Purpose and Profit.

Aflac Incorporated Releases 2021 Business and Sustainability Report

Company remains only insurer in the world recognized every year since program's inception COLUMBUS, Ga. , March 15, 2022 /PRNewswire/ -- For the 16th year in a row, Ethisphere recognized Aflac Incorporated as one of the World's Most Ethical Companies.

Aflac celebrates sweet 16 on Ethisphere's World's Most Ethical Companies list

COLUMBUS, Ga., March 8, 2022 /PRNewswire/ -- Aflac Incorporated announced today that it has released its Sustainability Bond Report one year after issuing its first sustainability bond.

Aflac Incorporated Releases First Sustainability Bond Report

Aflac has raised its payout for nearly four decades straight. Yet its dividend growth rate is showing no signs of slowing down.

4 Reasons to Buy This Dividend Aristocrat Today

Aflac (AFL) reported earnings 30 days ago. What's next for the stock?

Aflac (AFL) Down 4.1% Since Last Earnings Report: Can It Rebound?

Aflac (AFL) teams up with NeuroFlow for integrating a mental health solution into AFL's Group Long-Term Disability offering, thereby aiming to address employees' behavioral health challenges.

Aflac (AFL) Ties Up to Cater to Employees' Mental Health Issues

COLUMBUS, Ga., Feb. 24, 2022 /PRNewswire/ -- Mental health and emotional well-being challenges are on the rise, and that's why Aflac, a leading provider of supplemental insurance in the U.S., entered into a strategic relationship  with NeuroFlow that adds an innovative mental health solution designed to help individuals screen and monitor existing and undetected behavioral health conditions.

Aflac partners with NeuroFlow to enhance Group Long-Term Disability offering with innovative mental health solution

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Higher claims frequency leading to upward pricing pressure, coupled with adoption of technology will boost performance of Zacks Accident and Health Insurance industry insurance players like AFL, UNM, TRUP, EIG and AMSF.

5 Accident & Health Insurance Stocks to Watch as Exposure Rises

Insurance companies are often considered boring, slow-growth investments, but there has been nothing boring about Aflac Inc.'s ( AFL , Financial) last few dividend increases. Shareholders received a 21.2% raise for the upcoming March 1 payment, which followed an 18% increase in the prior year.

Aflac's Incredibly Safe Dividend Is Appealing

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Some of the prominent players in the insurance industry surpassed estimates for both earnings and revenues.

Insurance ETFs to Rally on Solid Q4 Earnings

Don't sleep on this duck. Aflac's huge dividend raise shows confidence in its future.

This Dividend Aristocrat Deserves More Attention

COLUMBUS, Ga., Feb. 14, 2022 /PRNewswire/ -- Sickle cell disease impacts more than 100,000 Americans, primarily affecting African Americans and many who are children.

Aflac expands distribution of award-winning social robot to help kids with sickle cell disease

COLUMBUS, Ga., Feb. 9, 2022 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that President and Chief Operating Officer of Aflac Incorporated Frederick J.

Aflac Incorporated to Present at the Bank of America Securities 2022 Insurance Conference

COLUMBUS, Ga., Feb. 9, 2022 /PRNewswire/ --  Aflac Incorporated  takes top honors in the Long-Term Investment Value category for the Insurance: Life and Health Industry in Fortune's annual list of the World's Most Admired Companies, marking 21 years of appearing on the prestigious roster.

Aflac Incorporated appears in Fortune's World's Most Admired Companies for 21st time

COLUMBUS, Ga., Feb. 8, 2022 /PRNewswire/ -- Insured, but still exposed – that's what Aflac, a leading provider of supplemental insurance in the U.S., discovered in its inaugural Aflac Care Index.

Even insured Americans lack funds for out-of-pocket medical costs, new Aflac Care Index shows

It's an insurance stock. It's a member of the Standard & Poor's 500 index.

Dividend-Paying Value Stock Hits New High

Aflac's adjusted diluted EPS payout ratio was 22.2% in 2021 and should be in the low-30% range for this year. The insurer's net revenue was essentially flat in 2021 while adjusted diluted EPS surged 19.8% year-over-year.

Aflac: A Fairly Valued Dividend Growth Machine

Aflac's (AFL) fourth-quarter results benefit from reduced operating costs, partly offset by a decline in revenues.

Aflac (AFL) Q4 Earnings Beat on Higher Variable Investment Income

Aflac Incorporated (AFL) CEO Dan Amos on Q4 2021 Results - Earnings Call Transcript

Aflac (AFL) delivered earnings and revenue surprises of 2.40% and 4.18%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Aflac (AFL) Q4 Earnings and Revenues Surpass Estimates

COLUMBUS, Ga., Feb. 2, 2022 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its fourth quarter results.

Aflac Incorporated Announces Fourth Quarter Results, Reports Fourth Quarter Net Earnings of $1.0 Billion, Reiterates Increase in First Quarter Cash Dividend of 21.2%

News for Aflac Stock (AFL)